American Express® AIR MILES® Platinum Credit Card

Like the name suggests, this American Express AIR MILES Platinum card could be all you need to access those perks you've wished for. Rewards are suited for everyone who plans to take advantage whether you're a frequent flyer or not. As cardholder you will incur an annual fee and competitive rates on most transactions.

	Intro APR  APR Annual Fee  N/A* 19.99%* $65.00*
Basic Information
Issuer:	Amex Bank of Canada
Card Network:	American Express
Card Category:	Consumer (Premium)
Card Type:	- Instant Decision Card - Reward Card
Credit Needed:	Good*
Top Card Review
The American Express AIR MILES Platinum card is the pick for frequent travellers and frequent shoppers. It offers a handy rewards program that satisfies the needs of cardholders in every aspect. You can expect to pay highly competitive rates on this card with reference to purchases, balance transfers and cash advances. The handy rewards program offers 350 bonus Air Miles for making a first purchase. Air Miles are similar to reward points granting access to gift cards, merchandise and other benefits once the right amount is gathered. Purchases at participating retailers receive an Air Mile per $10 spent while those elsewhere receive an Air Mile for every $15 spent. Additional benefits include online account access, 24hr customer support, Buyer's Assurance Protection Plan, emergency card replacement, and car rental theft and damage insurance. Front of the Line is a special service for cardholders to get tickets to popular shows in Canada.
Card rating:	(4 out of 5)
Most attractive features:	- Free Rewards program - Discounts on various retailers and brands
Least attractive features:	- No Bonus Miles - Annual Fee - No introductory offer - No Balance Transfer feature
Top Rewards & Benefits
Reward Types:	- Airline Reward Cards - Travel Reward Cards - Universal Reward Cards
Reward Unit:	Miles
Rewards:	- 1 reward mile for every $10 in Card purchases at AIR MILES* Sponsors. - 1 reward mile for every $10 in Card purchases at other eligible gas, grocery and drugstores. - 1 reward mile for every $15 in Card purchases everywhere else. * Shop at participating AIR MILES Sponsors at over 9600 locations across Canada with your Card and show your AIR MILES® Collector Card, and you can earn reward miles from both
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	- Front of the Line® - Car Rental Theft and Damage Insurance - 5% or more discount at participating Budget locations - Purchase Protection Plan - $100,000 Travel Accident Insurance - Buyer's Assurance Protection Plan - American Express Assured Reservations - Travel Services - Emergency Card Replacement - 24/7 Customer Service
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	19.99%
APR Type:
Annual Fee:	$65.00*
Grace Period:	See T&C**
Late Payment Fee:	N/A*
Over Limit Fee:	$20.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	25.99%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$10.00
Top Other Fees
Additional Fees	- Funds Advance Fee: $2.75 each - Dishonoured Payment Fee: $25.00 each - Statement Reprint Fee: $3.00 - Front Of The Line Fee: $3.50 per ticket - Charges made in foreign currencies: The conversion commission is 2.5% for each charge
Top Action
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* The information provided for American Express AIR MILES Platinum Credit Card is believed to be accurate at the time of evaluation (Feb 3, 2012). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

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