American Express® AIR MILES® Credit Card

The American Express Air Miles Credit Card provides superior savings and incentives to members. Earn 1 mile for every $20 spent, get an extra 150 miles for signing up before March 14, and get extra incentives at any of 9600 local affiliates, as well as a 21-day, interest-free grace period.

	Intro APR  APR Annual Fee  N/A* 19.99%* $0.00*
Basic Information
Issuer:	Amex Bank of Canada
Card Network:	American Express
Card Category:	Consumer (Regular)
Card Type:	- Instant Decision Card - Reward Card
Credit Needed:	Good*
Top Card Review
Credits with no annual fee and decent interest rates are hard to come by. However, that's exactly what the American Express Air Miles Credit Card offers residents of Canada. On top of this, you will get incredible incentives with 9600 local vendors who provide special savings to card members, just for carrying it. Use your card at any one of these vendors and earn even more rewards miles! Basic rewards miles are 1 for every $20 charged to the card. Get approved by March 14, though, and get an extra 150 miles. You can also take advantage of a 21-day interest-free grace period on all actual card purchases. Keep in mind that this excludes cash advances, balance transfers, and cheques.
Card rating:	(4 out of 5)
Most attractive features:	- Free Rewards program - Discounts on various retailers and brands
Least attractive features:	- No introductory offer - No Balance Transfer feature - No Bonus Miles
Top Rewards & Benefits
Reward Types:	- Airline Reward Cards - Travel Reward Cards - Universal Reward Cards
Reward Unit:	Miles
Rewards:	- 1 reward mile for every $15 in Card purchases at AIR MILES* Sponsors. - 1 reward mile for every $20 in Card purchases everywhere else. * Shop at participating AIR MILES Sponsors at over 9600 locations across Canada with your Card and show your AIR MILES® Collector Card, and you can earn reward miles from both
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	- Front of the Line® - 5% or more discount at participating Budget locations - $100,000 Travel Accident Insurance - American Express Assured Reservations - Travel Services - Emergency Card Replacement - 24/7 Customer Service
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	19.99%
APR Type:
Annual Fee:	$0.00*
Grace Period:	See T&C**
Late Payment Fee:	N/A*
Over Limit Fee:	$20.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	25.99%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$10.00
Top Other Fees
Additional Fees	- Funds Advance Fee: $2.75 each - Dishonoured Payment Fee: $25.00 each - Statement Reprint Fee: $3.00 - Front Of The Line Fee: $3.50 per ticket - Charges made in foreign currencies: The conversion commission is 2.5% for each charge
Top Action
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* The information provided for American Express AIR MILES Credit Card is believed to be accurate at the time of evaluation (Feb 3, 2012). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

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