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Balance Transfer Cards

Balance transfers help individuals who have paid higher interest rates on other cards to lessen interests accrued with a new card being applied for. Searching for the best balance transfer card involves monitoring the balance transfer fee, interests applied to funds transferred, and caps on amount transferable. Balance transfer cards are designed for Canadian residents only.

, we found 36 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 Check up to 6 cards and

[1] Smart Cash MasterCard® Credit Card

Smart Cash MasterCard Credit Card
More Info
- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
- Get up to 1% cash back for all other qualifying net retail purchases
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee
Smart Cash MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* 19.99%* $0.00* 21 days* Good*

[2] Sony Card MasterCard® Credit Card

Sony Card MasterCard Credit Card
More Info
- Earn Sony Points with every net retail purchase made on your Sony Card MasterCard
- Get 2,000 Sony Points after your first qualifying transaction
- Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony
- Redeem Sony Points toward any Sony product at SonyStyle.ca
- Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
- No annual fee
Sony Card MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0.00* 21 days* Good*

[3] Choice Privileges MasterCard® Credit Card

Choice Privileges MasterCard Credit Card
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- No Annual Fee
- Get the card. Earn 2 free nights at over 1,500 hotels across North America!
- Up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia
- Automatic upgrade to Elite Gold status - earning you more points for every eligible stay
- Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account.
Choice Privileges MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 6 billing cycles* 16.99%* $0.00* 21 Days* Good*

[4] CAA Quebec Platinum MasterCard® Credit Card

CAA Quebec Platinum MasterCard Credit Card
More Info
- Up to 2.5% Cash back on Gas purchases
- 3.99% introductory interest rate† for 6 months on Cheque Cash Advances and Balance Transfers*
- No Annual Fee
- Unparalleled 24-hour customer service
- Online access to your credit card account
- International acceptance at millions of locations
* CAA Quebec membership required before applying
CAA Quebec Platinum MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
3.99%* 6 months* 14.99%* $0.00* 21 days* Good*

[5] Priority Club® World MasterCard®

Priority Club World MasterCard
More Info
- 30,000 bonus Priority Club points with your first purchase
- 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
- 2 points for every $1 on all other net purchases
- Plus, 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn
- Gold Elite Priority Club status guaranteed for the life of the account
- Valuable World MasterCard benefits including Emergency Medical Insurance and Trip Cancelation Insurance
View all new offers
Priority Club World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80%* $120.00* 25 days* Excellent*

[6] Aspire™ Cash World MasterCard®

Aspire Cash World MasterCard
More Info
- 1.5% cash rewards on all purchases
- 20% extra cash rewards every year
- $100 bonus cash reward on your first purchase
- No limit to the amount of cash you can earn
- Add an authorized user for $0, and earn even more cash
- Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty
View all new offers
Aspire Cash World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $120.00* 20 days* Good*

[7] Best Western MasterCard® Credit Card

Best Western MasterCard Credit Card
More Info
- 1.5 Best Western Rewards points for every $1 in net retail purchases*
- 20,000 bonus Best Western Rewards points after your first qualifying purchase
- No Annual Fee
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
Best Western MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0.00* None* Good*

[8] Fusion™ Platinum MasterCard®

Fusion Platinum MasterCard
More Info
- The low interest rate you need with rewards you want
- 5,000 bonus reward miles on your first purchase
- Earn 1 reward mile for every $2 – on everything you buy
- Guaranteed rate of 9.9% fixed on purchases and balance transfers
View all new offers
Fusion Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90%* $0.00* 25 days* Good*

[9] Gold MasterCard® Credit Card - Fixed 9.99% AIR

Gold MasterCard Credit Card - Fixed 9.99% AIR
More Info
- No Annual Fee
- Up to $100,000 credit limit
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
Gold MasterCard Credit Card - Fixed 9.99% AIR
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99%* $0.00* 21 days* Good*

[10] WorldPoints® MasterCard® Credit Card

WorldPoints MasterCard Credit Card
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- No annual fee
- 1 WorldPoint for every $1 in net retail purchases‡
- Redeem WorldPoints for travel, merchandise, and gift certificates‡
- 1,000 Bonus WorldPoints after your first purchase††
- 1,000 Bonus WorldPoints each year on your account anniversary date
WorldPoints MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0.00* 21 days* Good*

[11] Premier Rewards® MasterCard® Credit Card

Premier Rewards MasterCard Credit Card
More Info
- No Annual Fee
- 1% back on all net retail purchases‡
- Rewards automatically credited to your account once a year
- No spending limits or earning limits
- Exclusive platinum benefits and peace of mind
- Credit limit up to $100,000
- Unparalleled 24-hour Customer service
Premier Rewards MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* N/A* * Good*

[12] Studentawards Credit Card from MBNA Canada

Studentawards Credit Card from MBNA Canada
Terms |  More Info
- 1 WorldPoint for every $2 in net retail purchases
- No maximum earnings cap on WorldPoints
- No Annual Fee
- Around-the-clock fraud protection
- Unparalleled 24-hour customer service
- Online access to your credit card account
- Immediate cash access at 430,000 ATMs internationally
Studentawards Credit Card from MBNA Canada
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 18.99%* $0.00* 21 days* Good*

[13] Aspire™ Travel Platinum MasterCard®

Aspire Travel Platinum MasterCard
More Info
- Earn reward miles – with no annual fee!
- No Annual Fee
- Earn 1 reward mile for every $1 spent – on all purchases
- 5,000 bonus reward miles with your first purchase
- 1,000 anniversary bonus reward miles every year
- Redeem for travel, cash, merchandise or gift cards
Aspire Travel Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[14] Aspire™ Cash Platinum MasterCard®

Aspire Cash Platinum MasterCard
More Info
- Earn cash rewards and pay no annual fee!
- 1% cash rewards on all net purchases
- 20% extra cash rewards every year
- $50 bonus cash reward on your first purchase
- No limit to the amount of cash you can earn
- Add an authorized user for $0, and earn even more cash
- Valuable Platinum benefits including Purchase Assurance and - Extended Warranty
Aspire Cash Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[15] Gold MasterCard® with 11.9% Interest Rate

Gold MasterCard with 11.9% Interest Rate
More Info
- Annual interest rate for cash advances is 19.8%
- Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
Gold MasterCard with 11.9% Interest Rate
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* for 3 years - 11.90%* $19.00* 25 days* Good*

[16] Priority Club® Platinum MasterCard®

Priority Club Platinum MasterCard
More Info
- 15,000 bonus Priority Club points with your first purchase
- 2 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
- 1 point for every $1 on all other net purchases
- 5,000 annual bonus points when you spend over $10,000
- Gold Elite Priority Club status for your first year
- Valuable Platinum MasterCard benefits including Travel and Car Rental Insurance
- No annual fee
View all new offers
Priority Club Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80%* $0.00* 25 days* Good*

[17] Platinum Plus® MasterCard® - 1.99% for 10 Months

Platinum Plus MasterCard - 1.99% for 10 Months
More Info
- No Annual Fee
- Low 1.99% introductory interest rate for 10 months on Balance Transfers * and Cheque Cash Advance
- Credit limit up to $100,000
- Around the clock fraud protection
- Unparalleled 24-hour Customer service
- International acceptance at millions of locations
- Immediate cash access at 430,000 ATMs internationally
View all new offers
Platinum Plus MasterCard - 1.99% for 10 Months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 17.99%* $0.00* 21 days* Good*

[18] Guaranteed MasterCard®

Guaranteed MasterCard
More Info
- May help you strengthen your credit history
- 24/7 customer service online or by phone
- $0 fraud liability for unauthorized use
- Security funds not required, unless we contact you
Guaranteed MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80%* $59.00* 25 days* Poor*

[19] Delta SkyMiles® World MasterCard® Capital One®

Delta SkyMiles World MasterCard Capital One
More Info
- Get 25,000 bonus Delta miles with first purchase
- Earn 2 Delta miles for every $1 you spend on Delta purchases
- Earn 1 Delta mile per $1 for all other net purchases
- Earn 2,500 bonus Delta miles on your account anniversary, every year.
- Get 2,500 bonus Delta miles by adding an authorized user
- Earn Delta miles on everything you buy
- Valuable World MasterCard Benefits
Delta SkyMiles World MasterCard Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80%* $120.00* 25 days* Good*

[20] Platinum Plus® Credit Card - 0% for 10

Platinum Plus Credit Card - 0% for 10
More Info
- 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour customer service
- International acceptance at millions of locations
- No annual fee
- Enhanced security and protection with Chip & PIN technology and PayPass
Platinum Plus Credit Card - 0% for 10
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 10 months* 17.99%* $0.00* 21 days* Good*

Pages: 1 2 Check up to 6 cards and

* You should always review the online application for information about the terms and conditions of the offer before submission. All possible efforts have been made to ensure that the information presented is accurate.

** To get the most out of your account you should familiarize yourself with the benefits and other details included with your new account. There may even be some restrictions that you should be aware of.

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