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Balance Transfer Cards

Balance transfers help individuals who have paid higher interest rates on other cards to lessen interests accrued with a new card being applied for. Searching for the best balance transfer card involves monitoring the balance transfer fee, interests applied to funds transferred, and caps on amount transferable. Balance transfer cards are designed for Canadian residents only.

, we found 36 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 Check up to 6 cards and

[1] SmartLine™ Platinum MasterCard

SmartLine Platinum MasterCard
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- No Annual Fee, Annual interest rate for cash advances is 19.8%
- Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
SmartLine Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
5.99%* 36 months* for 3 years - 5.99%* $0.00* 25 days* Excellent*

[2] Fusion™ Platinum MasterCard®

Fusion Platinum MasterCard
More Info
- The low interest rate you need with rewards you want
- 5,000 bonus reward miles on your first purchase
- Earn 1 reward mile for every $2 – on everything you buy
- Guaranteed rate of 9.9% fixed on purchases and balance transfers
Fusion Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90%* $0.00* 25 days* Good*

[3] Gold MasterCard® Credit Card - Fixed 9.99% AIR

Gold MasterCard Credit Card - Fixed 9.99% AIR
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- No Annual Fee
- Up to $100,000 credit limit
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99%* $0.00* 21 days* Good*

[4] TrueLine MasterCard® - Fixed 9.99% AIR

TrueLine MasterCard - Fixed 9.99% AIR
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- No Annual Fee
- Low annual interest rate (AIR) of 9.99% for purchases, balance transfers, access cheques and deposits
- Exclusive Platinum benefits and peace of mind
- Around-the-clock fraud protection
- Add authorized users at no additional cost
- Enhanced security and protection with Chip & Pin technology
View all new offers
TrueLine MasterCard - Fixed 9.99% AIR
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99%* $0.00* 21 days* Good*

[5] Gold MasterCard® with 11.9% Interest Rate

Gold MasterCard with 11.9% Interest Rate
More Info
- Annual interest rate for cash advances is 19.8%
- Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* for 3 years - 11.90%* $19.00* 25 days* Good*

[6] Evolution MasterCard®

Evolution MasterCard
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- Shrink your rate by 6% over two years – to 13.8%
- Build your credit history
- Guaranteed access to credit
- Valuable Gold MasterCard benefits including $0 Fraud Liability
Evolution MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Shrinks from 19.8% to 13.80%* $59.00* 25 days* Bad Credit OK*

[7] Low Rate Guaranteed MasterCard®

Low Rate Guaranteed MasterCard
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- Low rate on purchases and balance transfers
- May help you strengthen your credit history
- $0 fraud liability for unauthorized use
- $79 Annual Fee
- Security funds not required, unless we contact you
Low Rate Guaranteed MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 14.90%* $79.00* N/A* Bad Credit OK*

[8] CAA Quebec Platinum MasterCard® Credit Card

CAA Quebec Platinum MasterCard Credit Card
More Info
- Up to 2.5% Cash back on Gas purchases
- 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
- No Annual Fee
- Unparalleled 24-hour customer service
- Online access to your credit card account
- International acceptance at millions of locations
* CAA Quebec membership required before applying
CAA Quebec Platinum MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
3.99%* 6 months* 14.99%* $0.00* 21 days* Good*

[9] Aspire™ Cash World MasterCard®

Aspire Cash World MasterCard
More Info
- 1% cash rewards on all purchases
- Cash Anniversary Bonus 50%
- $100 bonus cash reward on your first purchase
- No limit to the amount of cash you can earn
- Add an authorized user for $0, and earn even more cash
- Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty
- No annual fee
Aspire Cash World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[10] Aspire™ Travel World MasterCard®

Aspire Travel World MasterCard
More Info
- Earn more reward miles – on everything you buy!
- Earn 2 reward mile for every $1 spent - on everything you buy
- 35,000 bonus reward miles with your first purchase
- 10,000 anniversary bonus reward miles every year
- Redeem for travel, cash, merchandise or gift cards
- World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance
Aspire Travel World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $120.00* 25 days* Good*

[11] Aspire™ Travel Platinum MasterCard®

Aspire Travel Platinum MasterCard
More Info
- Earn reward miles – with no annual fee!
- No Annual Fee
- Earn 1 reward mile for every $1 spent – on all purchases
- First Purchase Bonus 10,000 miles
- Anniversary Bonus 25%
- Redeem for travel, cash, merchandise or gift cards
Aspire Travel Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[12] Aspire™ Cash Platinum MasterCard®

Aspire Cash Platinum MasterCard
More Info
- Earn cash rewards and pay no annual fee!
- 1% cash rewards on all net purchases
- 25% extra cash rewards every year
- $50 bonus cash reward on your first purchase
- No limit to the amount of cash you can earn
- Add an authorized user for $0, and earn even more cash
- Valuable Platinum benefits including Purchase Assurance and - Extended Warranty
Aspire Cash Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[13] Choice Privileges MasterCard® Credit Card

Choice Privileges MasterCard Credit Card
More Info
- 2 points for every $1 net retail spent on qualifying everyday purchases.
- No Annual Fee
- Get the card. Earn one free night1 at over 1,500 hotels across North America!
- Up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia
- Automatic upgrade to Elite Gold status - earning you more points for every eligible stay
- Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account.
Choice Privileges MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 6 billing cycles* 16.99%* $0.00* 21 Days* Good*

[14] Eco-Logique(TM) MasterCard® Credit Card

Eco-Logique(TM) MasterCard Credit Card
More Info
- Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡
- No Annual Fee
- Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances
- 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.9%* 6 months* 17.99%* $0.00* 21 days* Good*

[15] Platinum Plus® MasterCard® - 1.99% for 10 Months

Platinum Plus MasterCard - 1.99% for 10 Months
More Info
- No Annual Fee
- Low 1.99% introductory interest rate for 10 months on Balance Transfers * and Cheque Cash Advance
- Credit limit up to $100,000
- Around the clock fraud protection
- Unparalleled 24-hour Customer service
- International acceptance at millions of locations
- Immediate cash access at 430,000 ATMs internationally
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 17.99%* $0.00* 21 days* Good*

[16] Platinum Plus® MasterCard® Credit Card - 0% for 10

Platinum Plus MasterCard Credit Card - 0% for 10
More Info
- 0% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
- No Annual Fee
- Enhanced security and protection with Chip & PIN technology and PayPass
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- International acceptance at millions of locations
Platinum Plus MasterCard Credit Card - 0% for 10
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 10 months* 17.99%* $0.00* 21 days* Good*

[17] MBNA Rewards Studentawards Credit Card

MBNA Rewards Studentawards Credit Card
More Info
- Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions
- 1,000 bonus points after your first qualifying purchase
- 1,000 bonus points each year on your account anniversary date
- Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers
- No annual fee
- No Rewards Point Limits
View all new offers
MBNA Rewards Studentawards Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 18.99%* $0.00* 21 days* Good*

[18] Alaska Airlines MasterCard® Credit Card

Alaska Airlines MasterCard Credit Card
More Info
- Get 25,000 Bonus Miles upon approval
- $99 round-trip companion ticket each year
- 2 Board Room passes
- International acceptance at millions of locations
- Enhanced security and protection with Chip & PIN technology and PayPass
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 18.99%* $75.00* 21 days* Good*

[19] Guaranteed MasterCard®

Guaranteed MasterCard
More Info
- May help you strengthen your credit history
- 24/7 customer service online or by phone
- $0 fraud liability for unauthorized use
- Security funds not required, unless we contact you
Guaranteed MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80%* $59.00* 25 days* Poor*

[20] Guaranteed Secured MasterCard®

Guaranteed Secured MasterCard
More Info
- Guaranteed Approval
- May help you establish or re-establish your credit history
- $0 fraud liability for unauthorized use
Guaranteed Secured MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80%* $59.00* 25 days* No Credit*

Pages: 1 2 Check up to 6 cards and

* You should always review the online application for information about the terms and conditions of the offer before submission. All possible efforts have been made to ensure that the information presented is accurate.

** To get the most out of your account you should familiarize yourself with the benefits and other details included with your new account. There may even be some restrictions that you should be aware of.

SSL Security Security Note: All Applications feature Secure SSL Technology.

If you are looking for Canadian Credit Cards and financial services from Canada companies that offer loans, insurance, or credit reports, the Free Personal Finance Center - Market Pro Secure™ Canada provides you with resources and references you need. Market Pro Secure™ Canada does not provide financial services and products directly. All logos are the property of their respective owners.

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