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Balance Transfer Cards

Balance transfers help individuals who have paid higher interest rates on other cards to lessen interests accrued with a new card being applied for. Searching for the best balance transfer card involves monitoring the balance transfer fee, interests applied to funds transferred, and caps on amount transferable. Balance transfer cards are designed for Canadian residents only.

, we found 36 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 Check up to 6 cards and

[1] Starwood Preferred Guest® MasterCard® Credit Card

Starwood Preferred Guest MasterCard Credit Card
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- 1 Starpoint for every CND $2 spent on all your eligible purchases‡
- No Annual Fee
- Activation Bonus†† — 5,000 Starpoints® after your first purchase on the card
- Starwood Hotel Stay Bonus†† — 5,000 Starpoints the first time you charge a stay at any participating Starwood hotel or resort to your Starwood Preferred Guest MasterCard
- Annual Bonuses†† — 5,000 Starpoints for every $10,000 you spend (up to 15,000 Starpoints each year)
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0.00* 21 days* Excellent*

[2] SmartLine™ Platinum MasterCard

SmartLine Platinum MasterCard
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- No Annual Fee, Annual interest rate for cash advances is 19.8%
- Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
SmartLine Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
5.99%* 36 months* for 3 years - 5.99%* $0.00* 25 days* Excellent*

[3] Priority Club® World MasterCard®

Priority Club World MasterCard
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- 30,000 bonus Priority Club points with your first purchase
- 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
- 2 points for every $1 on all other net purchases
- Plus, 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn
- Gold Elite Priority Club status guaranteed for the life of the account
- Valuable World MasterCard benefits including Emergency Medical Insurance and Trip Cancelation Insurance
Priority Club World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80%* $120.00* 25 days* Excellent*

[4] Best Western MasterCard® Credit Card

Best Western MasterCard Credit Card
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- Earn 1.5 Best Western Rewards points for every $1 in net retail purchases
- Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase
- Receive 50 Best Western Rewards points for every cash advance transaction over $50
- No Annual Fee
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
Best Western MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0.00* None* Good*

[5] Eco-Logique(TM) MasterCard® Credit Card

Eco-Logique(TM) MasterCard Credit Card
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- Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡
- No Annual Fee
- Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances
- 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.9%* 6 months* 17.99%* $0.00* 21 days* Good*

[6] Gold MasterCard® Credit Card - Fixed 9.99% AIR

Gold MasterCard Credit Card - Fixed 9.99% AIR
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- No Annual Fee
- Up to $100,000 credit limit
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99%* $0.00* 21 days* Good*

[7] Platinum Plus® MasterCard® - 1.99% for 10 Months

Platinum Plus MasterCard - 1.99% for 10 Months
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- No Annual Fee
- Low 1.99% introductory interest rate for 10 months on Balance Transfers * and Cheque Cash Advance
- Credit limit up to $100,000
- Around the clock fraud protection
- Unparalleled 24-hour Customer service
- International acceptance at millions of locations
- Immediate cash access at 430,000 ATMs internationally
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 17.99%* $0.00* 21 days* Good*

[8] Platinum Plus® MasterCard® Credit Card - 0% for 10

Platinum Plus MasterCard Credit Card - 0% for 10
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- 0% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
- No Annual Fee
- Enhanced security and protection with Chip & PIN technology and PayPass
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- International acceptance at millions of locations
Platinum Plus MasterCard Credit Card - 0% for 10
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 10 months* 17.99%* $0.00* 21 days* Good*

[9] MBNA Rewards® MasterCard® Credit Card

MBNA Rewards MasterCard Credit Card
More Info
- Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- 1,000 bonus points after your first qualifying purchase
- 1,000 bonus points each year on your account anniversary date
- No annual fee
View all new offers
MBNA Rewards MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* N/A* * Good*

[10] Sony Card MasterCard® Credit Card

Sony Card MasterCard Credit Card
More Info
- Earn Sony Points with every net retail purchase made on your Sony Card MasterCard
- No Annual Fee
- Get 2,000 Sony Points after your first qualifying transaction
- Earn Double Sony Points with every qualifying net retail purchase of Sony products at SonyStyle.ca or the Sony store/ Maison Sony
- Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more
- Enhanced security and protection with Chip & PIN technology and PayPass
- Online access to your credit card account
- Around-the-clock fraud protection
- Unparalleled 24-hour Customer service
Sony Card MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0.00* 21 days* Good*

[11] WorldPoints® MasterCard® Credit Card

WorldPoints MasterCard Credit Card
More Info
- No annual fee
- 1 WorldPoint for every $1 in net retail purchases‡
- Redeem WorldPoints for travel, merchandise, and gift certificates‡
- 1,000 Bonus WorldPoints after your first purchase††
- 1,000 Bonus WorldPoints each year on your account anniversary date
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0.00* 21 days* Good*

[12] Aspire™ Cash World MasterCard®

Aspire Cash World MasterCard
More Info
- 1% cash rewards on all purchases
- Cash Anniversary Bonus 50%
- $100 bonus cash reward on your first purchase
- No limit to the amount of cash you can earn
- Add an authorized user for $0, and earn even more cash
- Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty
- No annual fee
Aspire Cash World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[13] Pharmaprix MasterCard® Credit Card

Pharmaprix MasterCard Credit Card
More Info
- 15,000 bonus after your first purchase
- 25 points for every $1 in purchases at Pharmaprix
- 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
- Around-the-clock fraud protection
- Free online access to your credit card account
- 24-hour customer service
- Chip & PIN technology and PayPass
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 6 months* 19.99%* $0.00* 21 days* Good*

[14] Shoppers MasterCard® Credit Card

Shoppers MasterCard Credit Card
More Info
- 15,000 Shoppers Optimum Bonus points
- 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card
- 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
- Around-the-clock fraud protection
- Free online access to your credit card account
- 24-hour customer service
- Few design colors to select from
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 6 months* 19.99%* $0.00* 21 days* Good*

[15] CAA Quebec Platinum MasterCard® Credit Card

CAA Quebec Platinum MasterCard Credit Card
More Info
- Up to 2.5% Cash back on Gas purchases
- 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
- No Annual Fee
- Unparalleled 24-hour customer service
- Online access to your credit card account
- International acceptance at millions of locations
* CAA Quebec membership required before applying
CAA Quebec Platinum MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
3.99%* 6 months* 14.99%* $0.00* 21 days* Good*

[16] Gold MasterCard® with 11.9% Interest Rate

Gold MasterCard with 11.9% Interest Rate
More Info
- Annual interest rate for cash advances is 19.8%
- Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* for 3 years - 11.90%* $19.00* 25 days* Good*

[17] Fusion™ Platinum MasterCard®

Fusion Platinum MasterCard
More Info
- The low interest rate you need with rewards you want
- 5,000 bonus reward miles on your first purchase
- Earn 1 reward mile for every $2 – on everything you buy
- Guaranteed rate of 9.9% fixed on purchases and balance transfers
Fusion Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90%* $0.00* 25 days* Good*

[18] MBNA Rewards Studentawards Credit Card

MBNA Rewards Studentawards Credit Card
More Info
- Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions
- 1,000 bonus points after your first qualifying purchase
- 1,000 bonus points each year on your account anniversary date
- Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers
- No annual fee
- No Rewards Point Limits
View all new offers
MBNA Rewards Studentawards Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 18.99%* $0.00* 21 days* Good*

[19] Aspire™ Travel World MasterCard®

Aspire Travel World MasterCard
More Info
- Earn more reward miles – on everything you buy!
- Earn 2 reward mile for every $1 spent - on everything you buy
- 35,000 bonus reward miles with your first purchase
- 10,000 anniversary bonus reward miles every year
- Redeem for travel, cash, merchandise or gift cards
- World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance
Aspire Travel World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $120.00* 25 days* Good*

[20] Aspire™ Travel Platinum MasterCard®

Aspire Travel Platinum MasterCard
More Info
- Earn reward miles – with no annual fee!
- No Annual Fee
- Earn 1 reward mile for every $1 spent – on all purchases
- First Purchase Bonus 10,000 miles
- Anniversary Bonus 25%
- Redeem for travel, cash, merchandise or gift cards
Aspire Travel Platinum MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

Pages: 1 2 Check up to 6 cards and

* You should always review the online application for information about the terms and conditions of the offer before submission. All possible efforts have been made to ensure that the information presented is accurate.

** To get the most out of your account you should familiarize yourself with the benefits and other details included with your new account. There may even be some restrictions that you should be aware of.

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