Choice Privileges MasterCard® Credit Card

With the Choice Privileges MasterCard Credit Card you can save money in a variety of ways. You can also earn rewards points in several ways, with three point structures earned on the dollar depending on what you buy. You can then use these points towards everything from airfare to hotel reservations to gift cards.

	Intro APR  APR Annual Fee  1.99%* 16.99%* $0.00*
Basic Information
Issuer:	MBNA Canada
Card Network:	MasterCard
Card Category:	Consumer (Premium)
Card Type:	- Instant Decision Card - Low Interest Credit Card - Reward Card
Credit Needed:	Good*
Top Card Review
Carrying the right credit card can make a big difference because of the various benefits that they offer. This card, in particular, is quite beneficial for people who like to travel. Perhaps you are constantly on airplanes because of your job or maybe you like to travel with your family; either way, this card can earn you more points than most other cards will give you. Of course, there are other good benefits as well. For example, this card has an introductory balance transfer interest rate that is quite low and it lasts for the first six months. An interest-free grace period helps ensure that you can afford your payments and no annual fee simply saves you money every year.
Card rating:	(4.5 out of 5)
Most attractive features:	- No annual fee - 2 free nights at luxury hotels and resorts
Least attractive features:	- Deadline to apply and garner 16,000 rewards points - Certain European and Australasian countries are not included in reward point earning
Top Rewards & Benefits
Reward Types:	- Hotel Reward Cards - Other Reward Cards - Travel Reward Cards
Reward Unit:	Point
Rewards:	- 2 points for every $1 qualifying net retail spent on everyday purchases - 15 points for every $1 in qualifying net retail purchases at over 5,000 Choice Privileges locations in Canada the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia - 16,000 points after first card use
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	*See Terms and Conditions for the card
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	1.99%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	6 billing cycles*
APR on Purchases (%):	16.99%
APR Type:
Annual Fee:	$0.00*
Grace Period:	21 Days*
Late Payment Fee:	$25.00*
Over Limit Fee:	$25.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	1.00% of each balance transfer
Minimum BT Fee:	$7.50
Top Cash Advances
APR on Cash Advances (%):	18.99%
Cash Advance Fee (%):	1.00%
Minimum Fee:	$7.50
Top Other Fees
Additional Fees	Foreign Currency Conversion fee: 2.5% Returned payment: $20.00 per occurrence Returned access cheque: $20.00 per occurrence Extra copy of account statement or sales draft: $2.50
Top Action
Click Here to Apply
View Other MBNA Canada Cards
View Other MasterCard Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Points Rewards Cards
View Other Premium Cards
View Other Reward Cards
View Other Top Rated Cards
View Other Instant Decision Cards
View Other Low Interest Credit Cards
View Other Hotel Reward Cards
View Other Other Reward Cards
View Other Travel Reward Cards
Apply For Choice Privileges MasterCard Credit Card Secure Online

* The information provided for Choice Privileges MasterCard Credit Card is believed to be accurate at the time of evaluation (Apr 17, 2012). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

Security Note: Online application features Secure SSL Technology.