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Credit cards like this are always attractive because they are easy to understand. With a moderate but straightforward rewards program this card also has low introductory interest rates and no annual fee. A 21-day interest free grace period and Purchase Assurance round out the list of benefits to ensure you always get your money's worth.


Futura Rewards MasterCard Credit Card
Intro APR  APR Annual Fee 
0%* See terms * $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: MBNA Canada
Card Network: MasterCard
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Good*

Card Review

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Simple credit cards are often the best. It is easy to understand their benefits and their fee structure, which makes it that much easier to enjoy using them. This card, for example, lets you earn a simple 2% in rewards with every purchase, which could net you up to $750 in rebates at the end of the year.

In addition to this very easy to follow rewards program you will also enjoy extremely low introductory interest rates and no annual fee, which could save you money. If saving money is important to you, though, you might also appreciate that this card provides you with 21 days free of interest. You will also get Purchase Assurance which replaces lost, damaged, or stolen items, saving you money and time in the process.
Card rating:
(4.5 out of 5) total 18 votes
Most attractive features: - No annual fee
- Intro rates
- Higher rewards
Least attractive features: - Yearly rewards limit
- No bonus rewards

Rewards & Benefits

Reward Types: - CashBack Reward Cards
- Other Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 2% in Futura Rewards on net purchase dollar
Expiration: None*
Yearly Limit: $750
Other Benefits: *See Terms and Conditions of the card for other benefits
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Balance Transfer, Cash Advance, Checks
Introductory Period: 6 months*
APR on Purchases (%): See terms*
Annual Fee: $0*
Grace Period: 21 days*
Minimum Finance Charge: 1.00%*
Late Payment Fee: $20.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 1.00% of each balance transfer
Minimum BT Fee: $7.50

Cash Advances

APR on Cash Advances (%): 19.99%
Cash Advance Fee (%): 1.00%
Minimum Fee: $7.50

Other Fees

Additional Fees - Returned payment: $20.00 per occurrence
- Returned access cheque: $20.00 per occurrence
- Extra copy of account statement or sales draft: $2.50
- Foreign Currency Conversion Fee: 2.5%
- Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually on the date that your account was last active the lesser of: (1) the credit balance; or (2) $25

Action

View Other MBNA Canada Cards
View Other MasterCard Cards
View Other 0% Intro Rate Credit Cards
View Other Balance Transfer Cards
View Other Canadian Credit Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Premium Cards
View Other Reward Cards
View Other Top Rated Cards
View Other Instant Decision Cards
View Other Low Interest Credit Cards
View Other CashBack Reward Cards
View Other Other Reward Cards
View Other Universal Reward Cards


* The information provided for Futura Rewards MasterCard Credit Card is believed to be accurate at the time of evaluation (Nov 18, 2012). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

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