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Gold MasterCard® Credit Card - Fixed 9.99% AIR
The Gold Master Card is issued by MBNA Canada. It is a low interest rate card charging fixed rates throughout the duration of membership. Although this is not a platinum card, cardholders are still entitled to various MBNA benefits and other perks.
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Basic Information |
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| Issuer: | MBNA Canada | |||||||||
| Card Network: | MasterCard |
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| Card Category: | Consumer (Premium) | |||||||||
| Card Type: | - Instant Decision Card - Low Interest Credit Card |
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| Credit Needed: | Good* | |||||||||
Card Review |
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| The Gold MasterCard credit card is designed for consumers having good credit. To qualify, applicants must reside in Canada and have a combined annual household income exceeding $35,000. Serious delinquencies and bankruptcies may limit ones chances. Cardholders do not participate in a rewards program but there are other MBNA benefits for members to take advantage of. Credit line provided is robust and highly encouraging. This is a low interest rates card charging fixed APRs throughout membership. Some of its benefits are online account access, 24hr customer support, auto rental collision damage waiver, travel accident insurance, lost and stolen card reporting, emergency cash and card replacement, fraud protection, zero fraud liability, ticket replacement, legal assistance and more. |
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| Card rating: | ||||||||||
| Most attractive features: | - Low APR - No annual fee - Gold MasterCard benefits |
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| Least attractive features: | - No rewards program - No introductory offer |
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Rewards & Benefits |
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| Rewards: | There is no rewards program with this card offer. | |||||||||
| Other Benefits: | - Internet related services - Emergency card replacement - 24-hour customer service See website for additional benefits. |
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| Online Card Account Access: | ||||||||||
Card Finance & Rates |
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| Introductory APR (%): | N/A* | |||||||||
| Introductory Period: | N/A* | |||||||||
| APR on Purchases (%): | 9.99% | |||||||||
| APR Type: | fixed | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 21 days* | |||||||||
| Maximum Credit Line: | $100,000* | |||||||||
| Late Payment Fee: | $35.00* | |||||||||
| Over Limit Fee: | $35.00* | |||||||||
Balance Transfers |
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| Balance Transfer: | ||||||||||
| Transfer Fee (%): | 1.00% of each balance transfer | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 9.99% | |||||||||
| Cash Advance Fee (%): | 1.00% | |||||||||
Other Fees |
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| Additional Fees | Returned Payment Fee: $35 Returned Cheque Fee: $20.00 Monthly Statement Fee: $2.50 Sales Draft Fee: $2.50 |
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Action |
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| View Other MBNA Canada Cards | ||||||||||
| View Other MasterCard Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Premium Cards | ||||||||||
| View Other Top Rated Cards | ||||||||||
| View Other Instant Decision Cards | ||||||||||
| View Other Low Interest Credit Cards | ||||||||||
* The information provided for Gold MasterCard Credit Card - Fixed 9.99% AIR is believed to be accurate at the time of evaluation (May 8, 2012). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.
Security Note: Online application features Secure SSL Technology.



