| Credit Cards | Loans | Insurance | Security | Credit | Articles & Guides | ||
Gold MasterCard® with 11.9% Interest Rate
One of the most popular cards for those with a good credit is the Gold MasterCard with 11.9% Interest Rate. It has a low annual fee of only $19 and is known to include a number of various benefits that are not usually offered by most master cards. Some of the benefits include being protected against damage and theft of the products that you buy.
![]() |
|
Basic Information |
|
| Issuer: | Capital One Canada |
| Card Network: | MasterCard |
| Card Category: | Consumer (Premium) |
| Card Type: | - Low Interest Credit Card |
| Credit Needed: | Good* |
Card Review |
|
| The Gold MasterCard 11.9% Guaranteed for 3 Years is one of the most popular cards available for those that have a good credit score. The card has been designed to offer numerous benefits to their holders in a number of ways. For starters, the card offers an amazing 11.9% interest rate that is guaranteed for a period of 3 years. After this period you are moved on to a remarkable +9.9% variable rate. Registering for this card is really simple as you can do it online. There is a low annual fee of $19 for this card. Some of the benefits that come with the card include being protected against transactions that did not occur under your authority. | |
| Card rating: | |
| Most attractive features: | - Gold card benefits - Long period intro rates - Optional rewards program - Extra benefits |
| Least attractive features: | - Annual fee |
Rewards & Benefits |
|
| Rewards: | No rewards program is available with this card, however -- you can make a great card even better by adding either Reward Miles or 1% Cash Back for a $99 annual fee during the application process.* |
| Other Benefits: | - Tap & GoTM with MasterCard PayPassTM - $0 Fraud Liability - 24/7 customer service - Purchase Assurance - Extended Warranty - Car Rental Collision and Damage Waiver - $250,000 Common Carrier Travel Accident Insurance - Delayed Baggage Benefit - MasterAssist(TM) Travel Assistance Service - Master RoadAssist(TM) - MasterCard Global Service(TM) |
| Online Card Account Access: | |
Card Finance & Rates |
|
| Introductory APR (%): | N/A* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | N/A* |
| APR on Purchases (%): | for 3 years - 11.90% |
| APR Type: | |
| Annual Fee: | $19.00* |
| Grace Period: | 25 days* |
| Late Payment Fee: | N/A* |
Balance Transfers |
|
| Balance Transfer: | |
| Transfer Fee (%): | 3.00% of each balance transfer |
Cash Advances |
|
| APR on Cash Advances (%): | 19.80% |
| Cash Advance Fee (%): | 1.00% |
| Minimum Fee: | $5.00 |
| Maximum Fee: | $10.00 |
Other Fees |
|
| Additional Fees | - Foreign Currency Conversion Charge: 2.5% - Extra copy of your monthly statement: $3 - Transaction copy: $2 |
Action |
|
| Click Here to Apply | |
| View Other Capital One Canada Cards | |
| View Other MasterCard Cards | |
| View Other Balance Transfer Cards | |
| View Other Consumer Cards | |
| View Other Premium Cards | |
| View Other Top Rated Cards | |
| View Other Low Interest Credit Cards | |
| Apply For Gold MasterCard with 11.9% Interest Rate Secure Online | |
* The information provided for Gold MasterCard with 11.9% Interest Rate is believed to be accurate at the time of evaluation (Dec 1, 2011). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.
Security Note: Online application features Secure SSL Technology.



