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No Annual Fee Cards

The following cards will charge no annual fee year in year out. These cards ensure card members don't pay annually for premium card features and benefits. Feel free to contact us if you think otherwise about any cards listed. Visitors should note cards listed for mainly for the Canadian market.

Monday, February 19, 2018, we found 66 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.4 / 5.0 (38 votes)

Pages: 1 2 3 4 Check up to 6 cards and

[1] MBNA Rewards® Mastercard® credit card

MBNA Rewards Mastercard credit card
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total 38 votes
- Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
- Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
- Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
- Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Excellent*

[2] Platinum Plus® Mastercard® credit card - 0 for 12

Platinum Plus Mastercard credit card - 0 for 12
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total 72 votes
- Simplify your finances while enjoying platinum services.
- You could get a 1.99% promotional annual interest rate ("AIR")† for 12 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Access to 24/7 customer service
- Around-the-clock-fraud protection
- Immediate cash access at over 1 million ATMS worldwide
- No annual fee
Platinum Plus Mastercard credit card - 0 for 12
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 12 months* 19.99%* $0* 21 days* Good*

[3] Tangerine® Money Back Credit Card

Tangerine Money Back Credit Card
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total 12 votes
- No annual fee
- No limit on the amount of Money-Back Rewards earned
- 2% Rewards in Client's chosen categories
- Clients can change their 2% Money-Back Categories to suit their spending
- Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
- A standard annual interest rate of 19.95%
Tangerine Money Back Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* n/a* 19.95%* $0* See Terms* Good*

[4] Scotia Momentum® Mastercard® Credit Card

Scotia Momentum Mastercard Credit Card
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total 1 votes
- 7.99% introductory interest rate on purchases for the first 6 months
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
View all new offers
Scotia Momentum Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms** Good*

[5] No-Fee Scotia Momentum® VISA® Credit Card

No-Fee Scotia Momentum VISA Credit Card
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total 21 votes
- 7.99% introductory interest rate on purchases for the first 6 months*
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
No-Fee Scotia Momentum VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms** Good*

[6] No-Fee Scotiabank® Value VISA® Credit Card

No-Fee Scotiabank Value VISA Credit Card
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total 22 votes
- 3.99% introductory interest rate on balance transfers for the first 6 months*
- A great low rate with no annual fee
- Pay down balances faster
- Simplify your monthly payments
No-Fee Scotiabank Value VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
3.99%* 6 months on BT* 16.99%* $0* See Terms** Good*

[7] Scotiabank American Express Credit Card

Scotiabank American Express Credit Card
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total 11 votes
- Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months*
- Earn one Scotia Rewards point on all eligible everyday purchases
- Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
- Receive up to 25% off qualifying car rentals
- Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days
- Redeem points for merchandise and other rewards
Scotiabank American Express Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99% (Variable)* $0* See Terms** Good*

[8] Zoomer® MBNA Rewards Mastercard® credit card

Zoomer MBNA Rewards Mastercard credit card
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total 5 votes
- Get a 1.99% promotional annual interest rate ("AIR")† for 12 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
Zoomer MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* 19.99%* $0* 21 days* Excellent*

[9] Edward Jones MBNA Rewards Mastercard® credit card

Edward Jones MBNA Rewards Mastercard credit card
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total 6 votes
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
Edward Jones MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* 14.99%* $0* 21 days* Excellent*

[10] Scotiabank® More Rewards VISA® Credit Card

Scotiabank More Rewards VISA Credit Card
More Info
total 11 votes
- No annual fee card
- 15,000 bonus points (terms apply)
- Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- Earn 4 points for every $1 on other purchases everywhere else
- Get 1 additional point for every dollar you spend when you also use your More Rewards loyalty card at partner locations
- There's no limit to the number of points you can earn
- Flexible redemption options and reward choices
- Purchase security and extended warranty protection
- Price Protection Service
Scotiabank More Rewards VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* See Terms** Good*

[11] Canadian Western Bank Platinum Plus Mastercard® credit card

Canadian Western Bank Platinum Plus Mastercard credit card
More Info
total 5 votes
- Enjoy a standard annual interest rate of 9.99% on purchases and balance transfers✪
- Around-the-clock-fraud protection
- Immediate cash access at over 1 million ATMs worldwide
- No annual fee
View all new offers
Canadian Western Bank Platinum Plus Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99%* $0* 21 days* Excellent*

[12] Canadian Western Bank MBNA Rewards Mastercard® credit card

Canadian Western Bank MBNA Rewards Mastercard credit card
More Info
total 12 votes
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
Canadian Western Bank MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* 14.99%* $0* 21 days* Excellent*

[13] Scotiabank® GM® VISA® Credit Card

Scotiabank GM VISA Credit Card
More Info
total 1 votes
- Get 5,000 bonus points with first purchase
- No annual fee
- Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire
- No earning or redemption caps
- Enjoy the same great rewards in 5 unique designs
- Purchase Security and Extended Warranty
Scotiabank GM VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.99%* $0* See Terms** Good*

[14] Best Western Mastercard® Credit Card

Best Western Mastercard Credit Card
More Info
total 93 votes
- Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
- Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
- Earn 20,000 Best Western Rewards® points†† on your first purchase - enough for a free night stay
- You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
- No limit to the Best Western Rewards® points that can be earned using the credit card in a year
- Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
Best Western Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 19.99%* $0* None* Good*

[15] Toronto Maple Leafs® MBNA Rewards Mastercard® Credit Card

Toronto Maple Leafs MBNA Rewards Mastercard Credit Card
More Info
total 6 votes
- You earn points and show support for your favourite team
- Get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Choose the rewards you want, whether it's travel, cash back, brand name merchandise and gift cards or charitable donations
- You can also redeem points for exclusive Leafs experiences, memorabilia and merchandise
- No annual fee
Toronto Maple Leafs MBNA Rewards Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 19.99%* $0* 21 days* Good*

[16] University of Toronto MBNA Rewards Mastercard® credit card

University of Toronto MBNA Rewards Mastercard credit card
More Info
total 6 votes
- Supports the University of Toronto at no cost for you
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No limit to the points you earn
- No annual fee
University of Toronto MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Average*

[17] Scotiabank® GM® VISA® Infinite Credit Card

Scotiabank GM VISA Infinite Credit Card
More Info
total 4 votes
- First year annual fee waived*
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
- Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
- Purchase Security and Extended Warranty
Scotiabank GM VISA Infinite Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* See Terms** Good*

[18] Toronto Raptors® MBNA Rewards Mastercard® Credit Card

Toronto Raptors MBNA Rewards Mastercard Credit Card
More Info
total 4 votes
- You earn points and show support for your favorite Raptors team
- Get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Choose the rewards you want, whether it's travel, cash back, brand name merchandise and gift cards or charitable donations
- You can also redeem points for exclusive Leafs experiences, memorabilia and merchandise
- No annual fee
View all new offers
Toronto Raptors MBNA Rewards Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 19.99%* $0* 21 days* Good*

[19] Harley-Davidson® Mastercard® Card

Harley-Davidson Mastercard Card
More Info
total 41 votes
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 Genuine Rewards Point or every $2 in eligible purchases®‡
- Redeem your points for Harley Chrome® Cash®‡ to be used at participating Harley-Davidson Canadian retailers
- Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw®‡
- No annual fee
Harley-Davidson Mastercard Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 billing cycles* 19.99%* $0* 21 days* Good*

[20] Seneca MBNA Rewards Mastercard® credit card

Seneca MBNA Rewards Mastercard credit card
More Info
total 12 votes
- Supports alumni association of the Seneca College
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No limit to the points you earn
- No annual fee
Seneca MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* 19.99%* $0* 21 days* Good*

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