No Annual Fee Cards

[1] Best Western MasterCard® Credit Card
More Info	- Earn 1.5 Best Western Rewards points for every $1 in net retail purchases - Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase - Receive 50 Best Western Rewards points for every cash advance transaction over $50 - No Annual Fee - 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances - Around-the-clock fraud protection - Online access to your credit card account - Unparalleled 24-hour Customer service - Immediate cash access at 430,000 ATMs internationally
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* None* Good*

[2] Eco-Logique(TM) MasterCard® Credit Card
More Info	- Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡ - No Annual Fee - Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances - 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances - Around-the-clock fraud protection - Online access to your credit card account - Unparalleled 24-hour Customer service - Immediate cash access at 430,000 ATMs internationally
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.9%* 6 months* 17.99%* $0.00* 21 days* Good*

[3] Gold MasterCard® Credit Card - Fixed 9.99% AIR
More Info	- No Annual Fee - Up to $100,000 credit limit - 9.99% Annual Interest Rate on Purchases and Cash Advances - Around-the-clock fraud protection - Online access to your credit card account - Unparalleled 24-hour Customer service - Immediate cash access at 430,000 ATMs internationally
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 9.99%* $0.00* 21 days* Good*

[4] Platinum Plus® MasterCard® - 1.99% for 10 Months
More Info	- No Annual Fee - Low 1.99% introductory interest rate for 10 months on Balance Transfers * and Cheque Cash Advance - Credit limit up to $100,000 - Around the clock fraud protection - Unparalleled 24-hour Customer service - International acceptance at millions of locations - Immediate cash access at 430,000 ATMs internationally
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.99%* 10 months* 17.99%* $0.00* 21 days* Good*

[5] Platinum Plus® MasterCard® Credit Card - 0% for 10
More Info	- 0% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months - No Annual Fee - Enhanced security and protection with Chip & PIN technology and PayPass - Around-the-clock fraud protection - Online access to your credit card account - Unparalleled 24-hour Customer service - International acceptance at millions of locations
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 10 months* 17.99%* $0.00* 21 days* Good*

[6] Sony Card MasterCard® Credit Card
More Info	- Earn Sony Points with every net retail purchase made on your Sony Card MasterCard - No Annual Fee - Get 2,000 Sony Points after your first qualifying transaction - Earn Double Sony Points with every qualifying net retail purchase of Sony products at SonyStyle.ca or the Sony store/ Maison Sony - Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more - Enhanced security and protection with Chip & PIN technology and PayPass - Online access to your credit card account - Around-the-clock fraud protection - Unparalleled 24-hour Customer service
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* 21 days* Good*

[7] Starwood Preferred Guest® MasterCard® Credit Card
More Info	- 1 Starpoint for every CND $2 spent on all your eligible purchases‡ - No Annual Fee - Activation Bonus†† — 5,000 Starpoints® after your first purchase on the card - Starwood Hotel Stay Bonus†† — 5,000 Starpoints the first time you charge a stay at any participating Starwood hotel or resort to your Starwood Preferred Guest MasterCard - Annual Bonuses†† — 5,000 Starpoints for every $10,000 you spend (up to 15,000 Starpoints each year) - 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* 21 days* Excellent*

[8] WorldPoints® MasterCard® Credit Card
More Info	- No annual fee - 1 WorldPoint for every $1 in net retail purchases‡ - Redeem WorldPoints for travel, merchandise, and gift certificates‡ - 1,000 Bonus WorldPoints after your first purchase†† - 1,000 Bonus WorldPoints each year on your account anniversary date
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* 21 days* Good*

[9] American Express® AIR MILES® Credit Card
More Info	- Earn 1 reward mile for every $15 in Card purchases at AIR MILES* Sponsors. - Earn 1 reward mile for every $20 in Card purchases everywhere else. - As well, shop at participating AIR MILES* Sponsors across Canada with your Card and your AIR MILES* Collector Card, and you can earn reward miles from both. - Conditions Apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* See T&C** Good*

[10] SmartLine™ Platinum MasterCard
More Info	- No Annual Fee, Annual interest rate for cash advances is 19.8% - Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time) - After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers - Save money when you transfer high-interest debt with our no-fee balance transfer service
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 5.99%* 36 months* for 3 years - 5.99%* $0.00* 25 days* Excellent*

[11] Aspire™ Cash World MasterCard®
More Info	- 1% cash rewards on all purchases - Cash Anniversary Bonus 50% - $100 bonus cash reward on your first purchase - No limit to the amount of cash you can earn - Add an authorized user for $0, and earn even more cash - Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[12] Pharmaprix MasterCard® Credit Card
More Info	- 15,000 bonus after your first purchase - 25 points for every $1 in purchases at Pharmaprix - 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months - Around-the-clock fraud protection - Free online access to your credit card account - 24-hour customer service - Chip & PIN technology and PayPass - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.99%* 6 months* 19.99%* $0.00* 21 days* Good*

[13] Shoppers MasterCard® Credit Card
More Info	- 15,000 Shoppers Optimum Bonus points - 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card - 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months - Around-the-clock fraud protection - Free online access to your credit card account - 24-hour customer service - Few design colors to select from - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.99%* 6 months* 19.99%* $0.00* 21 days* Good*

[14] CAA Quebec Platinum MasterCard® Credit Card
More Info	- Up to 2.5% Cash back on Gas purchases - 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months - No Annual Fee - Unparalleled 24-hour customer service - Online access to your credit card account - International acceptance at millions of locations * CAA Quebec membership required before applying
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 3.99%* 6 months* 14.99%* $0.00* 21 days* Good*

[15] American Express® Business Gold Rewards Card
More Info	- 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months - Earn 1 point for every dollar in purchases charged to the Card. No caps - Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000 - Get additional Cards for employees. Earn even more points - all on your account - More Rewards for you or your Business. Transfer to Aeroplan*. Instantly. 1 point = 1 Aeroplan* mile - Also transfer points to Delta Air Lines and Cathay Pacific's Asia Miles and access their 27 airline partners - Book virtually any trip or vacation. Pay all or part with points. No blackouts - No fee for the First Year. A savings of $180 - Conditions Apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $0.00* None* Good*

[16] American Express® Gold Rewards Card
More Info	- Earn double points for every $1 in eligible travel purchases charged to the Card, including flights, hotels, car rentals, cruises, and more. - Plus, earn double points for every $1 in eligible gas, grocery and drugstore purchases charged to the Card. - You'll also earn one point for every $1 in Card purchases everywhere else. - No fee for the First Year. A savings of $150 *Conditions Apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $0.00* None* Good*

[17] Fusion™ Platinum MasterCard®
More Info	- The low interest rate you need with rewards you want - 5,000 bonus reward miles on your first purchase - Earn 1 reward mile for every $2 – on everything you buy - Guaranteed rate of 9.9% fixed on purchases and balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 9.90%* $0.00* 25 days* Good*

[18] MBNA Rewards Studentawards Credit Card
More Info	- Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions - 1,000 bonus points after your first qualifying purchase - 1,000 bonus points each year on your account anniversary date - Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers - No annual fee - No Rewards Point Limits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 18.99%* $0.00* 21 days* Good*

[19] Aspire™ Travel Platinum MasterCard®
More Info	- Earn reward miles – with no annual fee! - No Annual Fee - Earn 1 reward mile for every $1 spent – on all purchases - First Purchase Bonus 10,000 miles - Anniversary Bonus 25% - Redeem for travel, cash, merchandise or gift cards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[20] SmartCash MasterCard® Credit Card
More Info	- 5% cash back on all of your gas and grocery purchases for the first 6 months - 3% cash back on gas and grocery purchases thereafter And, you'll always earn 1% cash back on all of your other qualifying net retail purchases - 1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months - Enjoy free online access to your credit card account with no annual fee and free additional cards you'll start to see the benefits right away - Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail youa cheque - it's that simple
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.99%* 10 months on BT* 19.99%* $0.00* 21 days* Good*

* You should always review the online application for information about the terms and conditions of the offer before submission. All possible efforts have been made to ensure that the information presented is accurate.

** To get the most out of your account you should familiarize yourself with the benefits and other details included with your new account. There may even be some restrictions that you should be aware of.

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