Universal Rewards Cards

[1] Eco-Logique(TM) MasterCard® Credit Card
More Info	- Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡ - No Annual Fee - Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances - 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances - Around-the-clock fraud protection - Online access to your credit card account - Unparalleled 24-hour Customer service - Immediate cash access at 430,000 ATMs internationally
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.9%* 6 months* 17.99%* $0.00* 21 days* Good*

[2] WorldPoints® MasterCard® Credit Card
More Info	- No annual fee - 1 WorldPoint for every $1 in net retail purchases‡ - Redeem WorldPoints for travel, merchandise, and gift certificates‡ - 1,000 Bonus WorldPoints after your first purchase†† - 1,000 Bonus WorldPoints each year on your account anniversary date
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* 21 days* Good*

[3] Pharmaprix MasterCard® Credit Card
More Info	- 15,000 bonus after your first purchase - 25 points for every $1 in purchases at Pharmaprix - 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months - Around-the-clock fraud protection - Free online access to your credit card account - 24-hour customer service - Chip & PIN technology and PayPass - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.99%* 6 months* 19.99%* $0.00* 21 days* Good*

[4] Shoppers MasterCard® Credit Card
More Info	- 15,000 Shoppers Optimum Bonus points - 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card - 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months - Around-the-clock fraud protection - Free online access to your credit card account - 24-hour customer service - Few design colors to select from - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.99%* 6 months* 19.99%* $0.00* 21 days* Good*

[5] Canadian Tire Options® MasterCard®
More Info	- Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1) - Redeem for virtually anything at Canadian Tire stores(2) - No limit on the amount you could earn - Enjoy Cardmember Exclusives like special offers and discounts - Shop conveniently with PayPass - No annual fee - 19.99% or 25.99% Annual Interest Rate - For Canadian Residents only
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* 21 - 26 days* Good*

[6] Canadian Tire Gas Advantage® MasterCard
More Info	- Save up to $0.1 per litre at Canadian Tire gas bars(3) - Just use your card everywhere you shop and get your discount when you buy gas - Earn discounts twice as fast on Canadian Tire and Mark's Work Wearhouse purchases(4) - The more you spend, the more you could save - No annual fee - For Canadian Residents only
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* 21 - 26 days* Good*

[7] Delta SkyMiles® Gold MasterCard® Capital One®
More Info	- Earn on everything you buy, plus: - 2,500 bonus Delta miles with first purchase - 1 Delta miles for every $1 you spend on Delta purchases - 1 Delta mile per $2 for all other net purchases - Gold benefits including Purchase Assurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.80%* $0.00* 25 days* Good*

[8] Aspire™ Travel World MasterCard®
More Info	- Earn more reward miles – on everything you buy! - Earn 2 reward mile for every $1 spent - on everything you buy - 35,000 bonus reward miles with your first purchase - 10,000 anniversary bonus reward miles every year - Redeem for travel, cash, merchandise or gift cards - World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* Prime + 16.80%* $120.00* 25 days* Good*

[9] MBNA Rewards® MasterCard® Credit Card
More Info	- Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions - Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations - 1,000 bonus points after your first qualifying purchase - 1,000 bonus points each year on your account anniversary date - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* N/A* * Good*

[10] MBNA Rewards Studentawards Credit Card
More Info	- Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions - 1,000 bonus points after your first qualifying purchase - 1,000 bonus points each year on your account anniversary date - Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers - No annual fee - No Rewards Point Limits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 18.99%* $0.00* 21 days* Good*

[11] American Express® AIR MILES® Credit Card
More Info	- Earn 1 reward mile for every $15 in Card purchases at AIR MILES* Sponsors. - Earn 1 reward mile for every $20 in Card purchases everywhere else. - As well, shop at participating AIR MILES* Sponsors across Canada with your Card and your AIR MILES* Collector Card, and you can earn reward miles from both. - Conditions Apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $0.00* See T&C** Good*

[12] Aspire™ Cash Platinum MasterCard®
More Info	- Earn cash rewards and pay no annual fee! - 1% cash rewards on all net purchases - 25% extra cash rewards every year - $50 bonus cash reward on your first purchase - No limit to the amount of cash you can earn - Add an authorized user for $0, and earn even more cash - Valuable Platinum benefits including Purchase Assurance and - Extended Warranty
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[13] American Express® AIR MILES® Platinum Credit Card
More Info	- Earn 1 reward mile for every $10 in Card purchases at AIR MILES* Sponsors. - Now! Earn 1 reward mile for every $10 in Card purchases at other eligible gas, grocery and drugstores. - Earn 1 reward mile for every $15 in Card purchases everywhere else. - Conditions Apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $65.00* See T&C** Good*

[14] Aspire™ Travel Platinum MasterCard®
More Info	- Earn reward miles – with no annual fee! - No Annual Fee - Earn 1 reward mile for every $1 spent – on all purchases - First Purchase Bonus 10,000 miles - Anniversary Bonus 25% - Redeem for travel, cash, merchandise or gift cards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[15] American Express® Business Gold Rewards Card
More Info	- 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months - Earn 1 point for every dollar in purchases charged to the Card. No caps - Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000 - Get additional Cards for employees. Earn even more points - all on your account - More Rewards for you or your Business. Transfer to Aeroplan*. Instantly. 1 point = 1 Aeroplan* mile - Also transfer points to Delta Air Lines and Cathay Pacific's Asia Miles and access their 27 airline partners - Book virtually any trip or vacation. Pay all or part with points. No blackouts - No fee for the First Year. A savings of $180 - Conditions Apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $0.00* None* Good*

[16] Fusion™ Platinum MasterCard®
More Info	- The low interest rate you need with rewards you want - 5,000 bonus reward miles on your first purchase - Earn 1 reward mile for every $2 – on everything you buy - Guaranteed rate of 9.9% fixed on purchases and balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 9.90%* $0.00* 25 days* Good*

[17] Aspire™ Cash World MasterCard®
More Info	- 1% cash rewards on all purchases - Cash Anniversary Bonus 50% - $100 bonus cash reward on your first purchase - No limit to the amount of cash you can earn - Add an authorized user for $0, and earn even more cash - Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* Prime + 16.80%* $0.00* 25 days* Good*

[18] Priority Club® World MasterCard®
More Info	- 30,000 bonus Priority Club points with your first purchase - 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands - 2 points for every $1 on all other net purchases - Plus, 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn - Gold Elite Priority Club status guaranteed for the life of the account - Valuable World MasterCard benefits including Emergency Medical Insurance and Trip Cancelation Insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.80%* $120.00* 25 days* Excellent*

[19] American Express® Gold Rewards Card
More Info	- Earn double points for every $1 in eligible travel purchases charged to the Card, including flights, hotels, car rentals, cruises, and more. - Plus, earn double points for every $1 in eligible gas, grocery and drugstore purchases charged to the Card. - You'll also earn one point for every $1 in Card purchases everywhere else. - No fee for the First Year. A savings of $150 *Conditions Apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $0.00* None* Good*

[20] Delta SkyMiles® World MasterCard® Capital One®
More Info	- Get 25,000 bonus Delta miles with first purchase - Earn 2 Delta miles for every $1 you spend on Delta purchases - Earn 1 Delta mile per $1 for all other net purchases - Earn 2,500 bonus Delta miles on your account anniversary, every year. - Get 2,500 bonus Delta miles by adding an authorized user - Earn Delta miles on everything you buy - Valuable World MasterCard Benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.80%* $120.00* 25 days* Good*

* You should always review the online application for information about the terms and conditions of the offer before submission. All possible efforts have been made to ensure that the information presented is accurate.

** To get the most out of your account you should familiarize yourself with the benefits and other details included with your new account. There may even be some restrictions that you should be aware of.

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