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WorldPoints® MasterCard® Credit Card

The World Points Master credit card is issued only to Canadian residents subject to credit worthiness. Individuals who plan to take advantage of the WorldPoints program will find a lot of benefits including the ability to earn cash, merchandise, and travel rewards without paying for it. Interest rate on all transactions is highly competitive.


WorldPoints MasterCard Credit Card
Intro APR  APR Annual Fee 
N/A* 19.99%* $0.00*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: MBNA Canada
Card Network: MasterCard
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

The World Points MasterCard is a bargain for frequent spenders who love to earn discounts, and rewards from points earned on previous purchases. The rewards program is truly rewarding with numerous rewards available to cardholders who qualify. Net retail purchases attract a point per $1 spent. New cardholders receive 1,000 bonus points. Reward options are merchandise from reputable brand names, travel rewards, and cash. Points do not expire until the card account becomes inactive or severely delinquent.

Cardholders are not charged an annual fee.

All transactions incur fixed and highly competitive interest rates. Additional benefits include online account access, internet bill pay, 24hr customer service, emergency card replacement, lost and stolen card reporting and more.

This card is issued by MBNA Canada.
Card rating: Card Rating (4.5 out of 5)
Most attractive features: - Rewards program
- No annual fee
- High credit line
Least attractive features: - No introductory offer

Rewards & Benefits

Reward Types: - Universal Reward Cards
- WorldPoints Reward Cards
Reward Unit: Point
Rewards: - 1 World Point for every $1 in net retail purchases‡
- Redeem World Points for travel, merchandise, and gift certificates‡
- 1,000 Bonus World Points after your first purchase††
- 1,000 Bonus World Points each year on your account anniversary date‡
Expiration: None*
Yearly Limit: None*
Other Benefits: - Internet Related Services
- 24 Hour Consumer Service
- 24 Hour Fraud Protection
See website for additional benefits.
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): 19.99%
APR Type:
Annual Fee: $0.00*
Grace Period: 21 days*
Late Payment Fee: $35.00*
Over Limit Fee: $35.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 1.00% of each balance transfer

Cash Advances

APR on Cash Advances (%): 19.99%
Cash Advance Fee (%): 1.00%

Action

View Other MBNA Canada Cards
View Other MasterCard Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Points Rewards Cards
View Other Premium Cards
View Other Reward Cards
View Other Top Rated Cards
View Other Instant Decision Cards
View Other Universal Reward Cards
View Other WorldPoints Reward Cards


* The information provided for WorldPoints MasterCard Credit Card is believed to be accurate at the time of evaluation (Apr 18, 2012). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

SSL Security Security Note: Online application features Secure SSL Technology.

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Credit Card: World Points Canada Master Credit Card Application

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