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No Annual Fee Cards

The following cards will charge no annual fee year in year out. These cards ensure card members don't pay annually for premium card features and benefits. Feel free to contact us if you think otherwise about any cards listed. Visitors should note cards listed for mainly for the Canadian market.

Friday, May 25, 2018, we found 13 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.5 / 5.0 (12 votes)

  Check up to 6 cards and

[1] Tangerine® Money Back Credit Card

Tangerine Money Back Credit Card
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total 12 votes
- No annual fee
- No limit on the amount of Money-Back Rewards earned
- 2% Rewards in Client's chosen categories
- Clients can change their 2% Money-Back Categories to suit their spending
- Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
- A standard annual interest rate of 19.95%
Tangerine Money Back Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* n/a* 19.95%* $0* See Terms* Good*

[2] Scotia Momentum® Mastercard® Credit Card

Scotia Momentum Mastercard Credit Card
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total 1 votes
- 7.99% introductory interest rate on purchases for the first 6 months*
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
View all new offers
Scotia Momentum Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms* Good*

[3] No-Fee Scotia Momentum® VISA® Credit Card

No-Fee Scotia Momentum VISA Credit Card
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total 22 votes
- 7.99% introductory interest rate on purchases for the first 6 months*
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
No-Fee Scotia Momentum VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms* Good*

[4] No-Fee Scotiabank® Value VISA® Credit Card

No-Fee Scotiabank Value VISA Credit Card
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total 22 votes
- 3.99% introductory interest rate on balance transfers for the first 6 months*
- A great low rate with no annual fee
- Pay down balances faster
- Simplify your monthly payments
- Rates, fees, and other information are effective as of the date published. Subject to change.
No-Fee Scotiabank Value VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
3.99%* 6 months on BT* 16.99%* $0* See Terms** Good*

[5] Scotiabank American Express Credit Card

Scotiabank American Express Credit Card
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total 11 votes
- Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months*
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of the publication date. Subject to change.
Scotiabank American Express Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99% (Variable)* $0* See Terms* Good*

[6] Scotiabank® More Rewards VISA® Credit Card

Scotiabank More Rewards VISA Credit Card
More Info
total 11 votes
- No annual fee card
- Receive 15,000 bonus More Rewards points when you make your first purchase in 90 days*
- Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- Earn 4 points for every $1 on other purchases everywhere else
- There's no limit to the number of points you can earn
- Rates, fees and other information are effective as of the publication date. Subject to change.
Scotiabank More Rewards VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* See Terms* Good*

[7] Scotiabank® GM® VISA® Credit Card

Scotiabank GM VISA Credit Card
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total 1 votes
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
- Rates, fees and other information are effective as the publishing date. Subject to change.
Scotiabank GM VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.99%* $0* See Terms* Good*

[8] SCENE® VISA® Credit Card

SCENE VISA Credit Card
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total 12 votes
- Earn 2,000 bonus points with your first $500 in everyday purchases in first 3 months*
- Earn 1 SCENE point for every $1 you spend on credit card purchases
- Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
- Rates, fees and other information are effective as of date published. Subject to change.
SCENE VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* See Terms** Good*

[9] L'earn® VISA® Credit Card

L'earn VISA Credit Card
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total 16 votes
- Get up to a 1% Moneyback reward
- $0 annual fee
- Spend wisely, earn valuable rewards
- Build a good credit rating
- Convenient with Visa payWave simply wave your card and go!
- Eligible for My Mobile Wallet
- 20% discount rates at Avis Car Rental
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Good*

[10] No-Fee ScotiaGold VISA® Credit Card

No-Fee ScotiaGold VISA Credit Card
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total 13 votes
- Essential travel benefits with no annual fee
- $0 annual fee
- Commission-free travellers cheques
- ConvenientWith Visa payWave simply wave your card and go!
- Eligible for My Mobile Wallet
- 20% Discount Rates at Avis Car Rental
- Rental Car Collision Insurance
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Good*

[11] Scotiabank® Rewards VISA® Credit Card

Scotiabank Rewards VISA Credit Card
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total 15 votes
- No annual fee card
- 1 Scotia Rewards point for every $2 you spend
- Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
- Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
- Receive up to 25% off qualifying car rentals
- Redeem points for merchandise and other rewards
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Good*

[12] Canadian Tire Gas Advantage® MasterCard

Canadian Tire Gas Advantage MasterCard
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total 18 votes
- Save up to $0.1 per litre at Canadian Tire gas bars(3)
- Just use your card everywhere you shop and get your discount when you buy gas
- Earn discounts twice as fast on Canadian Tire and Mark's Work Wearhouse purchases(4)
- The more you spend, the more you could save
- No annual fee
- For Canadian Residents only
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 - 26 days* Good*

[13] Canadian Tire Options® MasterCard®

Canadian Tire Options MasterCard
More Info
total 18 votes
- Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
- Redeem for virtually anything at Canadian Tire stores(2)
- No limit on the amount you could earn
- Enjoy Cardmember Exclusives like special offers and discounts
- Shop conveniently with PayPass
- No annual fee
- 19.99% or 25.99% Annual Interest Rate
- For Canadian Residents only
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 - 26 days* Good*

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