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Issued by Scotiabank the Momentum Mastercard credit card offers 6 months intro, no annual fee and free cash rewards program for applicants with good credit.

Scotia Momentum Mastercard Card
Intro APR  APR Annual Fee 
7.99%* 19.99% * $0*
Apply For Scotia Momentum Mastercard Card

Basic Information

Issuer: Scotiabank
Card Network: MasterCard
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

Card rating:
(5.0 out of 5) total 1 votes
Most attractive features: - Intro rates
- Rewards program
- No annual fee
Least attractive features: - No bonus points

Rewards & Benefits

Reward Types: - CashBack Reward Cards
- Gas Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: *See terms and conditions of the card for other benefits
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 7.99%*
Applied Towards: Purchases, Balance Transfer, Cash Advance, Checks
Introductory Period: 6 months*
Regular APR (%): 19.99%*
Annual Fee: $0*
Grace Period: See Terms*
Minimum Credit Line: $500*
Over Limit Fee: $29.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 22.99%

Other Fees

Additional Fees Foreign Currency Conversion fee: 2.5%
Dishonored payment fee: $48


The introductory 7.99% interest rate applies to purchases only. This rate applies when the new Scotiabank credit card account ("Account") is opened and will then continue for 6 months from that date ("the Promotional Period"). After the Promotional Period, balances that were at 7.99% (including any unpaid balances) will increase to the preferred interest rate for purchases on your Account. Purchases exclude refunds, returns or other similar credits, payments, cash advances, balance transfers, Scotia Credit Card Cheques, interest, fees or other charges. Offer applies to new Accounts only that are opened by defined date (See website for details). Offer may be changed or extended and cannot be combined with any other offer. Rates and fees are subject to change


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Apply For Scotia Momentum Mastercard Card Secure Online

* The information provided for Scotia Momentum Mastercard Card is believed to be accurate at the time of evaluation (Nov 2, 2018). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

SSL Security Security Note: Online application features Secure SSL Technology.

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