The Scotiabank American Express Gold card raises the savings opportunities, increases the rewards points and makes every dollar you spend worth more when it comes to benefits and perks. You don't have to sacrifice quality service and the 'gold standard' treatment for affordable fees and interest rates. Learn more about this credit card offer today.
|Card Network:||American Express
|Card Category:||Consumer (Premium)|
|Card Type:||- Co-Branded
- Instant Decision Card
- Reward Card
|Prepared by MarketProSecure™ Canada
One of the first things we look for with any credit card offer is first, its affordability. Lower fees, better interest rates and rewards that matter tell us what we need to know about whether it's a strong financial tool. Next, we want to know who's behind the offer. When ScotiaBank and American Express come together, consumers instantly feel at ease knowing they have the backing of two of the biggest financial brands in the world. Finally, we want to know what those rewards mean to us in our everyday life.
If you're a traveler who appreciates big savings, whether you're on a road trip, on a flight to another country or sailing the seas on a luxurious cruise, this card is the one you're looking for. The Scotia Rewards points allow card members to build their rewards points fast so that they can make use of them sooner.
Card members like the idea of having a choice. That's why you can book your travel plans through our customer service team or you can take matters into your own hands and create your own dream itinerary. Either way, you can easily apply your rewards points to maximize the savings. You can even combine your rewards with charges to your gold American Express - the choice is yours.
You'll save 20 percent or more at more than 18,000 hotels around the world; you also get the benefit of complimentary room upgrades, too. If they're available, they're yours for the taking. It's easy to feel like royalty with complimentary breakfast, late checkouts, and concierge service and it's all yours when you use your ScotiaBank American Express Gold credit Card.
|Most attractive features:||- Bonus rewards
- Gold card features
|Least attractive features:||- No intro rates|
|Reward Types:||- Gas Reward Cards
- Merchandise Reward Cards
- Other Reward Cards
- Travel Reward Cards
|Rewards:||- 15,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in the first 3 months◊
- 4 Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- 1 point for every $1 you spend on all other eligible everyday purchases
|Other Benefits:||*See terms and conditions of the card for other benefits|
|Online Card Account Access:|
|Introductory APR (%):||N/A*|
|Regular APR (%):||19.99%*|
|Annual Fee:||See terms*|
|Grace Period:||See Terms*|
|Minimum Credit Line:||$5,000*|
|Over Limit Fee:||$29.00*|
|APR on Cash Advances (%):||22.99%|
|Additional Fees||Foreign Currency Conversion: 2.5%
Each additional card: $29.00
Dishonored payment fee: $48
|To apply for the credit card you must:|
- Be a Canadian Citizen or Landed Immigrant
- Have reached the age of majority in your province/territory (18 years in AB, MB, ON, PE, QC, SK. 19 years in all others)
- Not have declared bankruptcy in the past seven years
- Have a minimum gross monthly income of $1,000 unless you are applying for a student credit card
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
|Click Here to Apply|
|View Other Scotiabank Cards|
|View Other American Express Cards|
|View Other Balance Transfer Cards|
|View Other Canadian Credit Cards|
|View Other Consumer Cards|
|View Other Points Rewards Cards|
|View Other Premium Cards|
|View Other Reward Cards|
|View Other Co-Branded|
|View Other Instant Decision Cards|
|View Other Gas Reward Cards|
|View Other Other Reward Cards|
|View Other Travel Reward Cards|
|Apply For Scotiabank American Express Gold Card Secure Online|
* The information provided for Scotiabank American Express Gold Card is believed to be accurate at the time of evaluation (Apr 15, 2019). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.
Security Note: Online application features Secure SSL Technology.