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Issued by Scotiabank, the Scotiabank GM Infinite Visa credit card is designed for those with excellent credit who are looking for auto rewards card with low annual fee.

Scotiabank GM VISA Infinite Card
Intro APR  APR Annual Fee 
N/A* 19.99% * See terms*
Apply For Scotiabank GM VISA Infinite Card

Basic Information

Issuer: Scotiabank
Card Network: VISA
Card Category: Consumer (Premium)
Card Type: - Co-Branded
- Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

Card rating:
(4.5 out of 5) total 4 votes
Most attractive features: - Rewards program
- Premium benefits
- High rewards towards GM
Least attractive features: - No intro rates
- International transaction fee
- No bonus rewards

Rewards & Benefits

Reward Types: - Auto Reward Cards
- Other Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter
- $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire as long as you are a cardholder
Expiration: None*
Yearly Limit: None*
Other Benefits: - Travel Emergency Medical Insurance
- Trip Interruption Insurance
- Flight Delay
- Delayed and Lost Baggage
- Travel Accident Insurance
- Purchase Security and Extended Warranty
- 20% AVIS Car Rentals discount
- Visa payWave
- VISA Infinite Enhancements
*See Terms and Conditions of the card for more benefits
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 19.99%*
Annual Fee: See terms*
Grace Period: See Terms*
Minimum Credit Line: $5,000*
Over Limit Fee: $29.00*

Balance Transfers

Balance Transfer:
APR on Balance Transfer (%): 22.99%

Cash Advances

APR on Cash Advances (%): 22.99%

Other Fees

Additional Fees Foreign Currency Conversion: 2.50 %
Dishonoured Payment Fee: $48


We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the "Offer"). Offer applies to new Accounts only that are opened by June 30, 2018 (the "Offer End Date"). Any additional supplementary cards must be issued between the defined dates, to qualify for the offer. Offer applies only to new Scotiabank credit card accounts opened by the Offer End Date. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.

The preferred annual fee is $79 for the primary card and $39 for each additional supplementary card. Rates and fees are subject to change.

See Terms & COnditions of the card for more details.


Click Here to Apply
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Apply For Scotiabank GM VISA Infinite Card Secure Online

* The information provided for Scotiabank GM VISA Infinite Card is believed to be accurate at the time of evaluation (Apr 27, 2019). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

SSL Security Security Note: Online application features Secure SSL Technology.

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