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The Scotiabank Issue More Rewards visa credit card is designed for those who like making purchases and would like to carry a no annual fee credit cards that give sup to 6 points per dollar spent.

Scotiabank More Rewards VISA Card
Intro APR  APR Annual Fee 
N/A* 19.99% * $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Scotiabank
Card Network: VISA
Card Category: Consumer (Shopping)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Shopping Card
- Reward Card
Credit Needed: Good*

Card Review

Card rating:
(4.5 out of 5) total 11 votes
Most attractive features: - No annual fee
- up to 6 points per dollar spent
- Free rewards program
Least attractive features: - No bonus rewards

Rewards & Benefits

Reward Types: - Merchandise Reward Cards
- Other Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - Receive 15,000 bonus More Rewards points when you make your first purchase in 2 months◊
- 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- 4 points for every $1 on other purchases everywhere else
- There's no limit to the number of points you can earn and more
Expiration: None*
Yearly Limit: None*
Other Benefits: *See terms and conditions of the card for other benefits
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 19.99%*
Annual Fee: $0*
Grace Period: See Terms*
Over Limit Fee: $29.00*

Balance Transfers

Balance Transfer:
APR on Balance Transfer (%): 22.99%

Cash Advances

APR on Cash Advances (%): 22.99%

Other Fees

Additional Fees Foreign Currency Conversion fee: 2.5%
Cash-like transaction fee: $ 4.00
Dishonoured Payment Fee: $48


The 15,000 More Rewards points offer is only available for a new Scotiabank More Rewards Visa Account (the "Account") approved between the defined dates (the "Offer Period") - see website for details. The 15,000 bonus points will be awarded if a first purchase is made on the new Account within the first 90 days of the Account opening date. Duplicate applications are not eligible for this bonus points offer. One bonus points offer per customer. Bonus points will be awarded to the applicable More Rewards account within 30 days of the first purchase. This Bonus points offer is limited to one Account opening during the Offer Period per More Rewards membership. In cases where there are both primary and secondary More Rewards Visa Account cardholders, the 15,000 bonus points will be credited to the More Rewards membership account of the primary or secondary cardholder making the first purchase on the new Account within the first 90 days of the Account opening date. Offer may be extended, changed or cancelled at any time without notice. More Rewards points and the More Rewards program is owned and operated by Overwaitea Food Group Limited Partnership. For complete details about the More Rewards Program visit The Bank of Nova Scotia is not responsible for the Program including More Rewards points.


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* The information provided for Scotiabank More Rewards VISA Card is believed to be accurate at the time of evaluation (Apr 27, 2019). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

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