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The Scotiabank Platinum American Express Credit Card issued by Scotiabank Canada is designed for those who are looking for a credit card with prestige travel rewards and benefits.

Scotiabank Platinum American Express Card
Intro APR  APR Annual Fee 
N/A* 19.99% (V)* $399*
Apply For Scotiabank Platinum American Express Card

Basic Information

Issuer: Scotiabank
Card Network: American Express
Card Category: Consumer (Premium)
Card Type: - Co-Branded
- Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

Card rating:
(4.5 out of 5) total 3 votes
Most attractive features: - Premium Privileges
- Bonus points
- Rewards program
Least attractive features: - High annual fee
- No intro rates

Rewards & Benefits

Reward Types: - Gas Reward Cards
- Merchandise Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - 30,000 bonus Scotia Rewards points upon first purchase◊
- 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
Expiration: None*
Yearly Limit: None*
Other Benefits: - Premium Concierge Services
- Special Offers, Access and Experiences with American Express Invites
- Unique global events with your VIP Pass
- Special Offers with Scotia Rewards Travel Advantage
- Hertz #1 Club Gold Member
- Travel Emergency Medical Insurance
- Trip Cancellation / Trip Interruption Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
*See terms and conditions for more card benefits
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 19.99%*
APR Type: variable
Annual Fee: $399*
Grace Period: See Terms**
Minimum Credit Line: $1,000*
Over Limit Fee: $29.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 22.99%
Cash Advance Fee (%): 5.00%

Other Fees

Additional Fees Foreign Currency Conversion: 2.5%
Each additional card: $99.00
Dishonoured payment fee: $42.50


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* The information provided for Scotiabank Platinum American Express Card is believed to be accurate at the time of evaluation (Apr 27, 2019). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

SSL Security Security Note: Online application features Secure SSL Technology.

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