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Issued by The Bank of Nova Scotia, Tangerine Money-Back MasterCard offers free cash back rewards program for those with good credit.

Tangerine Money Back Card
Intro APR  APR Annual Fee 
1.95%* 19.95% * $0*
Apply For Tangerine Money Back Card

Basic Information

Issuer: Tangerine
Card Network: MasterCard
Card Category: Consumer (Regular)
Card Type: - Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

Prepared by
Card rating:
(4.5 out of 5) total 13 votes
Most attractive features: - No annual fee
- Intro rate for Balance Transfers
- Free Rewards program
- High credit limit
- Easy to change cash back categories
Least attractive features: - No bonus rewards

Rewards & Benefits

Reward Types: - CashBack Reward Cards
- Merchandise Reward Cards
- Other Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 4% Money-Back Rewards in up to 3 Categories for 3 Months.*
- 2% Money-Back chosen categories, and 0.5% Money-Back Rewards on all other purchases
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
Expiration: None*
Yearly Limit: None
Other Benefits: - Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
- Purchase Assurance and Extended Warranty
- Accepted worldwide at more than 24 million locations in over 210 countries
- MasterCard Zero Liability
- MasterCard Tap & Go™
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 1.95%*
Introductory Period: 6 months on BT*
Regular APR (%): 19.95%*
Annual Fee: $0*
Grace Period: See Terms*
Late Payment Fee: See terms*
Over Limit Fee: $25.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 19.95%

Other Fees

Additional Fees Dishonored Payment: $25.00
Rush Card: $25.00
Past Statement Reprint: $5.00 per statement
Foreign Currency Conversion: 2.50% is added to the converted transaction amount


*This is a New Client Transfer Promotion of 1.95% for 6 months with a 1% fee. Clients will be eligible for this Balance Transfer promotion for 30 days after being approved for a Tangerine Credit Card.


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* The information provided for Tangerine Money Back Card is believed to be accurate at the time of evaluation (Apr 27, 2019). Please verify the terms and conditions for each provider to ensure accuracy of any information posted before applying for any product.

SSL Security Security Note: Online application features Secure SSL Technology.

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