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Universal Rewards Cards

Universal reward cards offer all-round rewards in purchase categories many don't seem to think of. These cards are ideal for just about every Canadian resident who qualifies. Cardholders earn points on every spend qualifying for more expensive rewards with each spend.

Wednesday, June 20, 2018, we found 30 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.5 / 5.0 (13 votes)

Pages: 1 2 Check up to 6 cards and

[1] Tangerine® Money Back Credit Card

Tangerine Money Back Credit Card
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total 13 votes
- No annual fee
- No limit on the amount of Money-Back Rewards earned
- 2% Rewards in Client's chosen categories
- Clients can change their 2% Money-Back Categories to suit their spending
- Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
- A standard annual interest rate of 19.95%
- You could earn a $100 Bonus when you open a Tangerine Chequing Account by July 2, 2018 and switch your payroll or pre-authorized payments.*
Tangerine Money Back Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* n/a* 19.95%* $0* See Terms* Good*

[2] Scotia Momentum® Mastercard® Credit Card

Scotia Momentum Mastercard Credit Card
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total 1 votes
- 7.99% introductory interest rate on purchases for the first 6 months*
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
View all new offers
Scotia Momentum Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms* Good*

[3] No-Fee Scotia Momentum® VISA® Credit Card

No-Fee Scotia Momentum VISA Credit Card
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total 22 votes
- 7.99% introductory interest rate on purchases for the first 6 months*
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
No-Fee Scotia Momentum VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms* Good*

[4] Scotia Momentum® VISA® Credit Card

Scotia Momentum VISA Credit Card
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total 12 votes
- 2.99% introductory interest rate on balance transfers for the first 6 months*
- Cash back with low annual fee
- 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
Scotia Momentum VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
2.99%* 6 months on BT* 19.99%* $39* See Terms* Good*

[5] ScotiaGold Passport® VISA® Credit Card

ScotiaGold Passport VISA Credit Card
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total 12 votes
- Earn 5,000 bonus points upon your first purchase*
- Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
- 5% cash back on travel purchased through Scotia Rewards
Flexible Point Redemption
- Rates, fees and other information are effective as of the date published. Subject to change.
ScotiaGold Passport VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $110* See Terms* Good*

[6] Scotiabank American Express Credit Card

Scotiabank American Express Credit Card
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total 11 votes
- Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months*
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of the publication date. Subject to change.
Scotiabank American Express Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99% (Variable)* $0* See Terms* Good*

[7] Scotiabank Platinum American Express Credit Card

Scotiabank Platinum American Express Credit Card
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total 3 votes
- 30,000 bonus points upon first purchase
- Earn 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
- Enjoy luxury travel privileges for your journey
- $10,000 Minimum Credit Limit
- Premium Concierge Services
- Special Offers with Scotia Rewards Travel Advantage
- Join Fairmont President's Club
- Hertz #1 Club Gold Member
View all new offers
Scotiabank Platinum American Express Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99% (Variable)* $399* See Terms** Good*

[8] Scotiabank® More Rewards VISA® Credit Card

Scotiabank More Rewards VISA Credit Card
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total 11 votes
- No annual fee card
- Receive 15,000 bonus More Rewards points when you make your first purchase in 90 days*
- Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- Earn 4 points for every $1 on other purchases everywhere else
- There's no limit to the number of points you can earn
- Rates, fees and other information are effective as of the publication date. Subject to change.
Scotiabank More Rewards VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* See Terms* Good*

[9] Scotiabank® GM® VISA® Credit Card

Scotiabank GM VISA Credit Card
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total 1 votes
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
- Rates, fees and other information are effective as the publishing date. Subject to change.
Scotiabank GM VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.99%* $0* See Terms* Good*

[10] Scotiabank® GM® VISA® Infinite Credit Card

Scotiabank GM VISA Infinite Credit Card
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total 4 votes
- First year annual fee waived*
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
- Rates, fees and other information are effective as of the publication date. Subject to change.
Scotiabank GM VISA Infinite Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* See terms* See Terms* Good*

[11] Scotia Momentum® VISA® Infinite Credit Card

Scotia Momentum VISA Infinite Credit Card
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total 12 votes
- First year annual fee waived*
- 4% on eligible gas station and grocery store purchases
- 2% on eligible drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
- Rates, fees, and other information are effective as of March 1, 2018. Subject to change.
Scotia Momentum VISA Infinite Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $99 Waived for the first year* See Terms* Good*

[12] L'earn® VISA® Credit Card

L'earn VISA Credit Card
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total 16 votes
- Get up to a 1% Moneyback reward
- $0 annual fee
- Spend wisely, earn valuable rewards
- Build a good credit rating
- Convenient with Visa payWave simply wave your card and go!
- Eligible for My Mobile Wallet
- 20% discount rates at Avis Car Rental
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Good*

[13] Scotiabank® Rewards VISA® Credit Card

Scotiabank Rewards VISA Credit Card
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total 15 votes
- No annual fee card
- 1 Scotia Rewards point for every $2 you spend
- Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
- Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
- Receive up to 25% off qualifying car rentals
- Redeem points for merchandise and other rewards
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Good*

[14] ChoicePlus Card from American Express™

ChoicePlus Card from American Express
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total 42 votes
- Earn a Welcome Bonus of 12,000 Membership Rewards® points the first time you use the approved Card. That's enough for a $100 Gift Card for dining, entertainment, or home improvement!
- Earn 2 Points for every $1 in eligible Card purchases at your 5 places chosen from a list of select American Express merchants. That's double the points compared to your Card purchases everywhere else
- Earn 1 Point for every $1 in Card purchases everywhere else
- Choose your 5 places from a list of select American Express merchants, including stores, restaurants, hotels and more
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
2.99%* 12 months* See terms* $65* 21 days* Excellent*

[15] Florida Panthers Rewards NHL VISA® Credit Card

Florida Panthers Rewards NHL VISA Credit Card
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total 8 votes
- Support Florida Panthers NHL Team use Florida Panthers Rewards Visa Credit Card
- 5,000 free ScotiaHockey Rewards bonus points on your first purchase
- Earn 1 ScotiaHockey Rewards point for every $1 in credit card purchases
- Redeem points for NHL merchandise, game tickets and more
- 20% off purchases at the NHL's official online store
- Florida Panthers Fans get Scotiabank Hockey Adventure of a Lifetime
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $29* 21 days* Good*

[16] Canadian Tire Gas Advantage® MasterCard

Canadian Tire Gas Advantage MasterCard
More Info
total 18 votes
- Save up to $0.1 per litre at Canadian Tire gas bars(3)
- Just use your card everywhere you shop and get your discount when you buy gas
- Earn discounts twice as fast on Canadian Tire and Mark's Work Wearhouse purchases(4)
- The more you spend, the more you could save
- No annual fee
- For Canadian Residents only
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 - 26 days* Good*

[17] Canadian Tire Options® MasterCard®

Canadian Tire Options MasterCard
More Info
total 18 votes
- Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
- Redeem for virtually anything at Canadian Tire stores(2)
- No limit on the amount you could earn
- Enjoy Cardmember Exclusives like special offers and discounts
- Shop conveniently with PayPass
- No annual fee
- 19.99% or 25.99% Annual Interest Rate
- For Canadian Residents only
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 - 26 days* Good*

[18] Montreal Canadiens Rewards NHL VISA® Credit Card

Montreal Canadiens Rewards NHL VISA Credit Card
More Info
total 12 votes
- Use Montreal Canadiens Rewards credit card and support Montreal Canadiens NHL Team
- 5,000 free ScotiaHockey Rewards bonus points on your first purchase
- Earn 1 ScotiaHockey Rewards point for every $1 in credit card purchases
- Redeem points for NHL merchandise, game tickets and more
- 20% off purchases at the NHL's official online store
- Montreal Canadiens Fans get Scotiabank Hockey Adventure of a Lifetime
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $29* 21 days* Good*

[19] Anaheim Ducks Rewards NHL VISA® Credit Card

Anaheim Ducks Rewards NHL VISA Credit Card
More Info
total 11 votes
- Support Anaheim Ducks Team use Anaheim Ducks Rewards Card
- 5,000 free ScotiaHockey Rewards bonus points on your first purchase
- Earn 1 ScotiaHockey Rewards point for every $1 in credit card purchases
- Redeem points for NHL merchandise, game tickets and more
- 20% off purchases at the NHL's official online store
- Anaheim Ducks Fans get Scotiabank Hockey Adventure of a Lifetime
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $29* 21 days* Good*

[20] Los Angeles Kings Rewards NHL VISA® Credit Card

Los Angeles Kings Rewards NHL VISA Credit Card
More Info
total 4 votes
- Use Los Angeles Kings Rewards credit card and support Los Angeles Kings NHL Team
- 5,000 free ScotiaHockey Rewards bonus points on your first purchase
- Earn 1 ScotiaHockey Rewards point for every $1 in credit card purchases
- Redeem points for NHL merchandise, game tickets and more
- 20% off purchases at the NHL's official online store
- Los Angeles Kings Fans get Scotiabank Hockey Adventure of a Lifetime
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $29* 21 days* Good*

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