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Universal Rewards Cards

Universal reward cards offer all-round rewards in purchase categories many don't seem to think of. These cards are ideal for just about every Canadian resident who qualifies. Cardholders earn points on every spend qualifying for more expensive rewards with each spend.

Wednesday, April 25, 2018, we found 73 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.4 / 5.0 (38 votes)

Pages: 1 2 3 4 Check up to 6 cards and

[1] MBNA Rewards® Mastercard® credit card

MBNA Rewards Mastercard credit card
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total 38 votes
- Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
- Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
- Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
- Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Excellent*

[2] MBNA Rewards World Elite Mastercard® credit card

MBNA Rewards World Elite Mastercard credit card
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total 11 votes
- Get all the features of the MBNA Rewards card with more earning potential - Earn 2 MBNA Rewards point for every $1 in eligible purchases‡
- Get 10,000 bonus points after your first eligible purchase††
- No limit to the points that can be earned in a year, points don't expire
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- Enjoy price protection** and concierge services**
- $89 annual fee
- Take advantage of a credit card that rewards you for who you are. Apply below for the MBNA Rewards World Elite® MasterCard® credit card
MBNA Rewards World Elite Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* N/A* 21 days* Excellent*

[3] Tangerine® Money Back Credit Card

Tangerine Money Back Credit Card
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total 12 votes
- No annual fee
- No limit on the amount of Money-Back Rewards earned
- 2% Rewards in Client's chosen categories
- Clients can change their 2% Money-Back Categories to suit their spending
- Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
- A standard annual interest rate of 19.95%
Tangerine Money Back Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* n/a* 19.95%* $0* See Terms* Good*

[4] Scotia Momentum® Mastercard® Credit Card

Scotia Momentum Mastercard Credit Card
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total 1 votes
- 7.99% introductory interest rate on purchases for the first 6 months
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
View all new offers
Scotia Momentum Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms** Good*

[5] No-Fee Scotia Momentum® VISA® Credit Card

No-Fee Scotia Momentum VISA Credit Card
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total 21 votes
- 7.99% introductory interest rate on purchases for the first 6 months*
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
No-Fee Scotia Momentum VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
7.99%* 6 months* 19.99%* $0* See Terms** Good*

[6] Scotia Momentum® VISA® Credit Card

Scotia Momentum VISA Credit Card
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total 12 votes
- 2.99% introductory interest rate on balance transfers for the first 6 months*
- Cash back with low annual fee
- 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
Scotia Momentum VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
2.99%* 6 months* 19.99%* $39* See Terms** Good*

[7] ScotiaGold Passport® VISA® Credit Card

ScotiaGold Passport VISA Credit Card
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total 12 votes
- Earn 5,000 bonus points upon your first purchase*
- Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
- 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption
- Comprehensive travel protection and insurance
- Book online or by phone
- Concierge Service
- Merchandise, gift card and other rewards available
- Minimum Credit Limit is $5,000
ScotiaGold Passport VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $110* See Terms** Good*

[8] Scotiabank American Express Credit Card

Scotiabank American Express Credit Card
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total 11 votes
- Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months*
- Earn one Scotia Rewards point on all eligible everyday purchases
- Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
- Receive up to 25% off qualifying car rentals
- Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days
- Redeem points for merchandise and other rewards
Scotiabank American Express Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99% (Variable)* $0* See Terms** Good*

[9] Scotiabank Platinum American Express Credit Card

Scotiabank Platinum American Express Credit Card
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total 3 votes
- 30,000 bonus points upon first purchase
- Earn 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
- Enjoy luxury travel privileges for your journey
- $10,000 Minimum Credit Limit
- Premium Concierge Services
- Special Offers with Scotia Rewards Travel Advantage
- Join Fairmont President's Club
- Hertz #1 Club Gold Member
View all new offers
Scotiabank Platinum American Express Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99% (Variable)* $399* See Terms** Good*

[10] Zoomer® MBNA Rewards Mastercard® credit card

Zoomer MBNA Rewards Mastercard credit card
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total 5 votes
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
Zoomer MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* 19.99%* $0* 21 days* Excellent*

[11] Scotiabank® More Rewards VISA® Credit Card

Scotiabank More Rewards VISA Credit Card
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total 11 votes
- No annual fee card
- 15,000 bonus points (terms apply)
- Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- Earn 4 points for every $1 on other purchases everywhere else
- Get 1 additional point for every dollar you spend when you also use your More Rewards loyalty card at partner locations
- There's no limit to the number of points you can earn
- Flexible redemption options and reward choices
- Purchase security and extended warranty protection
- Price Protection Service
Scotiabank More Rewards VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* See Terms** Good*

[12] Canadian Western Bank MBNA Rewards Mastercard® credit card

Canadian Western Bank MBNA Rewards Mastercard credit card
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total 12 votes
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
Canadian Western Bank MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* on Purchases: 14.99%* $0* 21 days* Excellent*

[13] Scotiabank® GM® VISA® Credit Card

Scotiabank GM VISA Credit Card
More Info
total 1 votes
- Get 5,000 bonus points with first purchase
- No annual fee
- Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire
- No earning or redemption caps
- Enjoy the same great rewards in 5 unique designs
- Purchase Security and Extended Warranty
Scotiabank GM VISA Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.99%* $0* See Terms** Good*

[14] Toronto Maple Leafs® MBNA Rewards Mastercard® Credit Card

Toronto Maple Leafs MBNA Rewards Mastercard Credit Card
More Info
total 6 votes
- You earn points and show support for your favourite team
- Get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Choose the rewards you want, whether it's travel, cash back, brand name merchandise and gift cards or charitable donations
- You can also redeem points for exclusive Leafs experiences, memorabilia and merchandise
- No annual fee
Toronto Maple Leafs MBNA Rewards Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 19.99%* $0* 21 days* Good*

[15] Scotiabank® GM® VISA® Infinite Credit Card

Scotiabank GM VISA Infinite Credit Card
More Info
total 4 votes
- First year annual fee waived*
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
- Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
- Purchase Security and Extended Warranty
Scotiabank GM VISA Infinite Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* See Terms** Good*

[16] Toronto Raptors® MBNA Rewards Mastercard® Credit Card

Toronto Raptors MBNA Rewards Mastercard Credit Card
More Info
total 4 votes
- You earn points and show support for your favorite Raptors team
- Get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Choose the rewards you want, whether it's travel, cash back, brand name merchandise and gift cards or charitable donations
- You can also redeem points for exclusive Leafs experiences, memorabilia and merchandise
- No annual fee
Toronto Raptors MBNA Rewards Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 19.99%* $0* 21 days* Good*

[17] Seneca MBNA Rewards Mastercard® credit card

Seneca MBNA Rewards Mastercard credit card
More Info
total 12 votes
- Supports alumni association of the Seneca College
- You could get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No limit to the points you earn
- No annual fee
Seneca MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months on BT* 19.99%* $0* 21 days* Good*

[18] Scotia Momentum® VISA® Infinite Credit Card

Scotia Momentum VISA Infinite Credit Card
More Info
total 12 votes
- Earn 5% cash back on everyday purchases for the first 3 months. Plus, your first-year annual fee waived*
- 4% on eligible gas station and grocery store purchases
- 2% on eligible drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
Scotia Momentum VISA Infinite Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* See terms* See Terms** Good*

[19] Brock University MBNA Rewards Mastercard® credit card

Brock University MBNA Rewards Mastercard credit card
More Info
total 4 votes
- Supports the Brock University at no cost for you
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No limit to the points you earn
- No annual fee
Brock University MBNA Rewards Mastercard credit card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $0* 21 days* Average*

[20] Montreal Canadians® MBNA Rewards Mastercard® Credit Card

Montreal Canadians MBNA Rewards Mastercard Credit Card
More Info
total 5 votes
- You earn points and show support for your favourite team
- Get a 1.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ [completed within 90 days of account opening], with a fee of 1% of the amount advanced (minimum fee of $7.50)
- Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
- 1,000 bonus points after your first eligible purchase††
- Choose the rewards you want, whether it's travel, cash back, brand-name merchandise and gift cards or charitable donations
- You can also redeem points for exclusive Habs experiences, memorabilia and merchandise
- No annual fee
Montreal Canadians MBNA Rewards Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 10 months* 19.99%* $0* 21 days* Good*

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